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Note 4 - Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2018
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   
December 31,
  
   
2018
    
2017
  
Real estate - residential mortgage:
                
One to four family units
   $
132,410,810
     $
106,300,790
  
Multi-family
    
90,548,265
      
85,225,074
  
Real estate - construction
    
88,553,995
      
64,743,582
  
Real estate - commercial
    
322,921,323
      
261,866,285
  
Commercial loans
    
119,369,484
      
94,522,840
  
Consumer and other loans
    
33,091,017
      
24,716,447
  
Total loans
    
786,894,894
      
637,375,018
  
Less:
                
Allowance for loan losses
    
(7,995,569
 )    
(7,107,418
 )
Deferred loan fees/costs, net
    
(600,719
 )    
(662,591
 )
Net loans
   $
778,298,606
     $
629,605,009
  
Past Due Financing Receivables [Table Text Block]
As of December 31, 2018
                                          
   
30-59 Days
Past Due
    
60-89 Days
Past Due
    
Greater Than
90 Days
    
Total Past
Due
    
Current
    
Total Loans
Receivable
    
Total Loans >
90 Days and
Accruing
  
   
(In Thousands)
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
      
 
      
 
  
One to four family units
   $
177
     $
329
     $
2,164
     $
2,670
     $
129,741
     $
132,411
     $
-
  
Multi-family
    
5,952
      
-
      
-
      
5,952
      
84,596
      
90,548
      
-
  
Real estate - construction
    
-
      
-
      
-
      
-
      
88,554
      
88,554
      
-
  
Real estate - commercial
    
1,000
      
81
      
-
      
1,081
      
321,840
      
322,921
      
-
  
Commercial loans
    
228
      
433
      
71
      
732
      
118,638
      
119,370
      
-
  
Consumer and other loans
    
107
      
12
      
-
      
119
      
32,972
      
33,091
      
-
  
Total
   $
7,464
     $
855
     $
2,235
     $
10,554
     $
776,341
     $
786,895
     $
-
  
As of December 31, 2017
                                          
   
30-59 Days
Past Due
    
60-89 Days
Past Due
    
Greater Than
90 Days
    
Total Past
Due
    
Current
    
Total Loans
Receivable
    
Total Loans >
90 Days and
Accruing
  
   
(In Thousands)
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
      
 
      
 
  
One to four family units
   $
510
     $
731
     $
2,495
     $
3,736
     $
102,565
     $
106,301
     $
-
  
Multi-family
    
775
      
-
      
-
      
775
      
84,450
      
85,225
      
-
  
Real estate - construction
    
-
      
-
      
-
      
-
      
64,744
      
64,744
      
-
  
Real estate - commercial
    
243
      
135
      
-
      
378
      
261,488
      
261,866
      
-
  
Commercial loans
    
276
      
-
      
588
      
864
      
93,659
      
94,523
      
-
  
Consumer and other loans
    
8
      
8
      
-
      
16
      
24,700
      
24,716
      
-
  
Total
   $
1,812
     $
874
     $
3,083
     $
5,769
     $
631,606
     $
637,375
     $
-
  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   
December 31,
  
   
2018
    
2017
  
Real estate - residential mortgage:
      
 
  
One to four family units
   $
4,136,342
     $
4,423,074
  
Multi-family
    
-
      
-
  
Real estate - construction
    
4,088,409
      
4,452,409
  
Real estate - commercial
    
3,592,476
      
161,491
  
Commercial loans
    
1,262,910
      
802,628
  
Consumer and other loans
    
1,542
      
121,915
  
Total
   $
13,081,679
     $
9,961,517
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
As of December 31, 2018
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Construction
    
Commercial
Real Estate
    
One to four family
    
Multi-family
    
Commercial
    
Consumer
and Other
    
Unallocated
    
Total
  
Allowance for loan losses:
 
(In Thousands)
 
Balance, beginning of year
   $
2,244
     $
1,789
     $
946
     $
464
     $
1,031
     $
454
     $
179
     $
7,107
  
Provision charged to expense
    
(35
 )    
339
      
327
      
177
      
222
      
248
      
(53
 )   $
1,225
  
Losses charged off
    
-
      
(37
 )    
(8
 )    
-
      
(110
 )    
(382
 )    
-
     $
(537
 )
Recoveries
    
97
      
2
      
32
      
-
      
17
      
53
      
-
     $
201
  
Balance, end of year
   $
2,306
     $
2,093
     $
1,297
     $
641
     $
1,160
     $
373
     $
126
     $
7,996
  
Ending balance: individually evaluated for impairment
   $
552
     $
106
     $
573
     $
-
     $
363
     $
18
     $
-
     $
1,612
  
Ending balance: collectively evaluated for impairment
   $
1,754
     $
1,987
     $
724
     $
641
     $
797
     $
355
     $
126
     $
6,384
  
Ending balance: loans acquired with deteriorated credit quality
   $
-
     $
-
     $
-
     $
-
     $
-
     $
-
     $
-
     $
-
  
Loans:
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending balance: individually evaluated for impairment
   $
4,088
     $
1,588
     $
4,520
     $
5,952
     $
1,062
     $
169
     $
-
     $
17,379
  
Ending balance: collectively evaluated for impairment
   $
84,507
     $
317,488
     $
128,258
     $
84,663
     $
118,459
     $
32,968
     $
-
     $
766,343
  
Ending balance: loans acquired with deteriorated credit quality
   $
-
     $
2,782
     $
-
     $
-
     $
216
     $
175
     $
-
     $
3,173
  
As of December 31, 2017
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Construction
    
Commercial
Real Estate
    
One to four family
    
Multi-family
    
Commercial
    
Consumer
and Other
    
Unallocated
    
Total
  
Allowance for loan losses:
 
(In Thousands)
 
Balance, beginning of year
   $
1,377
     $
1,687
     $
856
     $
206
     $
1,168
     $
337
     $
111
     $
5,742
  
Provision charged to expense
    
793
      
174
      
82
      
258
      
91
      
284
      
68
     $
1,750
  
Losses charged off
    
-
      
(72
 )    
(11
 )    
-
      
(240
 )    
(213
 )    
-
     $
(536
 )
Recoveries
    
74
      
-
      
19
      
-
      
12
      
46
      
-
     $
151
  
Balance, end of year
   $
2,244
     $
1,789
     $
946
     $
464
     $
1,031
     $
454
     $
179
     $
7,107
  
Ending balance: individually evaluated for impairment
   $
738
     $
-
     $
127
     $
-
     $
246
     $
138
     $
-
     $
1,249
  
Ending balance: collectively evaluated for impairment
   $
1,506
     $
1,789
     $
819
     $
464
     $
785
     $
316
     $
179
     $
5,858
  
Loans:
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending balance: individually evaluated for impairment
   $
4,452
     $
161
     $
4,424
     $
775
     $
739
     $
276
     $
-
     $
10,827
  
Ending balance: collectively evaluated for impairment
   $
60,292
     $
261,705
     $
101,877
     $
84,450
     $
93,784
     $
24,440
     $
-
     $
626,548
  
As of December 31, 2016
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Construction
    
Commercial
Real Estate
    
One to four family
    
Multi-family
    
Commercial
    
Consumer
and Other
    
Unallocated
    
Total
  
Allowance for loan losses:
 
(In Thousands)
 
Balance, beginning of year
   $
1,246
     $
1,526
     $
821
     $
177
     $
1,382
     $
223
     $
437
     $
5,812
  
Provision charged to expense
    
1,262
      
198
      
48
      
29
      
(51
 )    
215
      
(326
 )   $
1,375
  
Losses charged off
    
(1,222
 )    
(69
 )    
(47
 )    
-
      
(171
 )    
(190
 )    
-
     $
(1,699
 )
Recoveries
    
91
      
32
      
34
      
-
      
8
      
89
      
-
     $
254
  
Balance, end of year
   $
1,377
     $
1,687
     $
856
     $
206
     $
1,168
     $
337
     $
111
     $
5,742
  
Ending balance: individually evaluated for impairment
   $
302
     $
-
     $
14
     $
-
     $
241
     $
45
     $
-
     $
602
  
Ending balance: collectively evaluated for impairment
   $
1,075
     $
1,687
     $
842
     $
206
     $
927
     $
292
     $
111
     $
5,140
  
Loans:
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending balance: individually evaluated for impairment
   $
5,447
     $
161
     $
2,060
     $
-
     $
925
     $
106
     $
-
     $
8,699
  
Ending balance: collectively evaluated for impairment
   $
35,465
     $
249,420
     $
104,351
     $
48,483
     $
74,480
     $
23,500
     $
-
     $
535,699
  
Impaired Financing Receivables [Table Text Block]
As of December 31, 2018
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Recorded
Balance
    
Unpaid
Principal
Balance
    
Specific
Allowance
    
Average
Investment
in Impaired
Loans
    
Interest
Income
Recognized
  
   
(In Thousands)
 
Loans without a specific valuation allowance
   
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
  
One to four family units
   $
2
     $
2
     $
-
     $
1,429
     $
1
  
Multi-family
    
5,952
      
5,952
      
-
      
2,246
      
75
  
Real estate - construction
    
-
      
-
      
-
      
1,144
      
-
  
Real estate - commercial
    
3,138
      
3,138
      
-
      
3,764
      
46
  
Commercial loans
    
216
      
216
      
-
      
596
      
-
  
Consumer and other loans
    
225
      
225
      
-
      
316
      
-
  
Loans with a specific valuation allowance
   
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
  
One to four family units
   $
4,518
     $
4,518
     $
573
     $
2,858
     $
-
  
Multi-family
    
-
      
-
      
-
      
499
      
-
  
Real estate - construction
    
4,088
      
5,321
      
552
      
3,009
      
-
  
Real estate - commercial
    
1,232
      
1,317
      
106
      
154
      
-
  
Commercial loans
    
1,062
      
1,062
      
363
      
522
      
-
  
Consumer and other loans
    
119
      
119
      
18
      
121
      
-
  
Total
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
  
One to four family units
   $
4,520
     $
4,520
     $
573
     $
4,287
     $
1
  
Multi-family
    
5,952
      
5,952
      
-
      
2,745
      
75
  
Real estate - construction
    
4,088
      
5,321
      
552
      
4,153
      
-
  
Real estate - commercial
    
4,370
      
4,455
      
106
      
3,918
      
46
  
Commercial loans
    
1,278
      
1,278
      
363
      
1,118
      
-
  
Consumer and other loans
    
344
      
344
      
18
      
437
      
-
  
Total
  $
20,552
     $
21,870
     $
1,612
     $
16,658
     $
122
  
As of December 31, 2017
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Recorded
Balance
    
Unpaid
Principal
Balance
    
Specific
Allowance
    
Average
Investment
in Impaired
Loans
    
Interest
Income
Recognized
  
   
(In Thousands)
 
Loans without a specific valuation allowance
   
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
  
One to four family units
   $
3,180
     $
3,180
     $
-
     $
2,170
     $
-
  
Multi-family
    
775
      
775
      
-
      
130
      
5
  
Real estate - construction
    
2,840
      
2,840
      
-
      
2,940
      
-
  
Real estate - commercial
    
161
      
161
      
-
      
311
      
-
  
Commercial loans
    
465
      
465
      
-
      
536
      
-
  
Consumer and other loans
    
3
      
3
      
-
      
7
      
1
  
Loans with a specific valuation allowance
   
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
  
One to four family units
   $
1,244
     $
1,244
     $
127
     $
247
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
      
-
  
Real estate - construction
    
1,612
      
2,845
      
738
      
2,326
      
-
  
Real estate - commercial
    
-
      
-
      
-
      
-
      
-
  
Commercial loans
    
274
      
274
      
246
      
456
      
-
  
Consumer and other loans
    
273
      
273
      
138
      
208
      
-
  
Total
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
      
 
      
 
      
 
      
 
  
One to four family units
   $
4,424
     $
4,424
     $
127
     $
2,417
     $
-
  
Multi-family
    
775
      
775
      
-
      
130
      
5
  
Real estate - construction
    
4,452
      
5,685
      
738
      
5,266
      
-
  
Real estate - commercial
    
161
      
161
      
-
      
311
      
-
  
Commercial loans
    
739
      
739
      
246
      
992
      
-
  
Consumer and other loans
    
276
      
276
      
138
      
215
      
1
  
Total
  $
10,827
     $
12,060
     $
1,249
     $
9,331
     $
6
  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
2018
  
   
Number of Loans
    
Pre-Modification
Outstanding
Recorded Balance
    
Post-Modification
Outstanding
Recorded Balance
  
Real estate - residential mortgage:
                        
One to four family units
    
-
     $
-
     $
-
  
Multi-family
    
-
      
-
      
-
  
Real estate - construction
    
-
      
-
      
-
  
Real estate - commercial
    
-
      
-
      
-
  
Commercial loans
    
3
      
540,550
      
444,645
  
Consumer and other loans
    
-
      
-
      
-
  
Total
    
3
     $
540,550
     $
444,645
  
   
2017
  
   
Number of Loans
    
Pre-Modification
Outstanding
Recorded Balance
    
Post-Modification
Outstanding
Recorded Balance
  
Real estate - residential mortgage:
                        
One to four family units
    
-
     $
-
     $
-
  
Multi-family
    
-
      
-
      
-
  
Real estate - construction
    
-
      
-
      
-
  
Real estate - commercial
    
-
      
-
      
-
  
Commercial loans
    
-
      
-
      
-
  
Consumer and other loans
    
1
      
119,459
      
119,459
  
Total
    
1
     $
119,459
     $
119,459
  
   
2018
  
   
Interest Rate
    
Term
    
Combination
    
Total Modification
  
Real estate - residential mortgage:
                                
One to four family units
   $
-
     $
-
     $
-
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
-
      
-
      
-
      
-
  
Real estate - commercial
    
-
      
-
      
-
      
-
  
Commercial loans
    
-
      
30,130
      
414,515
      
444,645
  
Consumer and other loans
    
-
      
-
      
-
      
-
  
Total
   $
-
     $
30,130
     $
414,515
     $
444,645
  
   
2017
  
   
Interest Rate
    
Term
    
Combination
    
Total Modification
  
Real estate - residential mortgage:
                                
One to four family units
   $
-
     $
-
     $
-
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
-
      
-
      
-
      
-
  
Real estate - commercial
    
-
      
-
      
-
      
-
  
Commercial loans
    
-
      
-
      
-
      
-
  
Consumer and other loans
    
-
      
119,459
      
-
      
119,459
  
Total
   $
-
     $
119,459
     $
-
     $
119,459
  
Financing Receivable Credit Quality Indicators [Table Text Block]
As of December 31, 2018
    
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Construction
    
Commercial
Real Estate
    
One to four
family
    
Multi-family
    
Commercial
    
Consumer
and Other
    
Total
  
   
(In Thousands)
 
Rating:
                                                        
Pass
   $
84,375
     $
310,486
     $
126,586
     $
84,596
     $
114,525
     $
32,686
     $
753,254
  
Special Mention
    
-
      
5,524
      
372
      
-
      
3,031
      
-
      
8,927
  
Substandard
    
4,179
      
6,911
      
5,453
      
5,952
      
1,814
      
405
      
24,714
  
Doubtful
    
-
      
-
      
-
      
-
      
-
      
-
      
-
  
Total
   $
88,554
     $
322,921
     $
132,411
     $
90,548
     $
119,370
     $
33,091
     $
786,895
  
As of December 31, 2017
    
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
Construction
    
Commercial
Real Estate
    
One to four
family
    
Multi-family
    
Commercial
    
Consumer
and Other
    
Total
  
   
(In Thousands)
 
Rating:
                                                        
Pass
   $
60,291
     $
254,658
     $
96,723
     $
84,450
     $
93,102
     $
24,440
     $
613,664
  
Special Mention
    
-
      
5,578
      
3,799
      
-
      
200
      
-
      
9,577
  
Substandard
    
4,453
      
1,630
      
5,779
      
775
      
708
      
276
      
13,621
  
Doubtful
    
-
      
-
      
-
      
-
      
513
      
-
      
513
  
Total
   $
64,744
     $
261,866
     $
106,301
     $
85,225
     $
94,523
     $
24,716
     $
637,375