Note 18 - Other Expenses

12 Months Ended

Dec. 31, 2018

Notes to Financial Statements

Other Income and Other Expense Disclosure [Text Block]

NOTE 1 8 : OTHER EXPENSES

Other expenses for the years ended

December 31, 2018,

2017

and

2016

were as follows:

	December 31,		December 31,		December 31,
	2018		2017		2016
Directors compensation	$	235,060	$	231,479	$	221,072
Outside services		122,715		73,966		132,500
Legal expense		249,572		261,088		251,051
Deposit expense		78,892		110,897		139,234
Office supplies		160,727		105,780		94,189
Telephone		183,732		173,160		158,434
Postage		175,614		138,864		141,529
Insurance		113,610		118,483		115,430
Supervisory exam		67,222		55,849		53,951
Accounting		453,000		207,652		210,939
Organization dues		172,259		155,121		145,709
Loan expense		410,177		361,389		271,739
Contributions		60,000		60,000		60,000
ATM expense		245,892		170,455		152,581
Other operating		1,618,683		637,961		673,565
	$	4,347,155	$	2,862,144	$	2,821,923