Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 3,871,850	$ 4,094,694
Interest-bearing deposits in other financial institutions	36,162,017	33,312,236
Cash and cash equivalents	40,033,867	37,406,930
Available-for-sale securities	81,943,424	81,478,673
Held-to-maturity securities	15,097	16,457
Stock in Federal Home Loan Bank, at cost	4,183,600	4,597,500
Mortgage loans held for sale	781,075	1,921,819
Loans receivable, net of allowance for loan losses of March 31, 2018 - $7,102,712 - December 31, 2017 - $7,107,418	637,957,786	629,605,009
Accrued interest receivable	2,525,967	2,449,847
Prepaid expenses and other assets	5,076,193	3,846,686
Foreclosed assets held for sale	350,001	282,785
Premises and equipment, net	11,948,116	10,607,094
Bank owned life insurance	19,852,638	19,740,623
Deferred and income taxes receivable	2,357,521	2,506,097
	807,025,285	794,459,520
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	632,998,549	607,364,350
Federal Home Loan Bank advances	80,600,000	94,300,000
Subordinated debentures	15,465,000	15,465,000
Advances from borrowers for taxes and insurance	281,497	180,269
Accrued expenses and other liabilities	1,326,064	1,962,865
Accrued interest payable	519,635	295,543
	731,190,745	719,568,027
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued March 31, 2018 and December 31, 2017 - 6,883,003 and 6,878,503 shares; respectively	688,300	687,850
Additional paid-in capital	50,844,042	50,856,069
Retained earnings, substantially restricted	61,502,282	60,679,308
Accumulated other comprehensive loss	(233,135)	(206,193)
	112,801,489	112,017,034
Treasury stock, at cost; March 31, 2018 and December 31, 2017 - 2,443,246 and 2,453,728 shares, respectively	(36,966,949)	(37,125,541)
	75,834,540	74,891,493
	$ 807,025,285	$ 794,459,520