Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 3,456,243	$ 3,769,478
Interest-bearing deposits in other financial institutions	7,264,941	5,318,963
Cash and cash equivalents	10,721,184	9,088,441
Available-for-sale securities	83,205,195	92,399,235
Held-to-maturity securities	18,424	27,528
Stock in Federal Home Loan Bank, at cost	4,137,500	4,611,000
Mortgage loans held for sale	2,516,520	2,183,633
Loans receivable, net of allowance for loan losses of September 30, 2017 - $7,009,097 - December 31, 2016 - $5,742,449	616,884,052	538,273,640
Accrued interest receivable	2,164,278	1,947,063
Prepaid expenses and other assets	4,283,144	2,961,336
Foreclosed assets held for sale	588,443	2,682,353
Premises and equipment, net	11,713,174	10,871,039
Bank owned life insurance	19,623,719	19,272,893
Deferred and income taxes receivable	3,483,169	3,661,658
	759,338,802	687,979,819
LIABILITIES
Deposits	584,088,617	505,362,750
Federal Home Loan Bank advances	82,800,000	95,700,000
Subordinated debentures	15,465,000	15,465,000
Advances from borrowers for taxes and insurance	515,087	192,460
Accrued expenses and other liabilities	1,562,509	1,077,396
Accrued interest payable	253,045	207,833
	684,684,258	618,005,439
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued September 30, 2017 and December 31, 2016 - 6,875,503 shares	687,550	687,550
Additional paid-in capital	50,705,315	50,552,077
Retained earnings, substantially restricted	60,759,996	57,347,282
Accumulated other comprehensive loss	(372,776)	(1,309,241)
	111,780,085	107,277,668
Treasury stock, at cost; September 30, 2017 and December 31, 2016 - 2,453,728 and 2,465,476 shares, respectively	(37,125,541)	(37,303,288)
	74,654,544	69,974,380
	$ 759,338,802	$ 687,979,819