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Note 4 - Loans and Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2017
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   
September 30,
   
December 31,
 
   
2017
    
2016
  
Real estate - residential mortgage:
               
One to four family units
  $
107,750,990
     $
106,410,559
  
Multi-family
   
74,653,469
      
48,483,523
  
Real estate - construction
   
62,046,871
      
40,912,307
  
Real estate - commercial
   
266,292,510
      
249,580,873
  
Commercial loans
   
90,186,600
      
75,404,732
  
Consumer and other loans
   
23,661,618
      
23,606,306
  
Total loans
   
624,592,058
      
544,398,300
  
Less:
               
Allowance for loan losses
   
(7,009,097
 )    
(5,742,449
 )
Deferred loan fees/costs, net
   
(698,909
 )    
(382,211
 )
Net loans
  $
616,884,052
     $
538,273,640
  
Past Due Financing Receivables [Table Text Block]
As of September 30, 2017
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
30-59 Days
Past Due
   
60-89 Days
Past Due
   
90 Days and more Past Due
   
Total Past
Due
   
Current
   
Total Loans
Receivable
   
Total Loans >
90 Days
and Accruing
 
   
(In Thousands)
 
Real estate - residential mortgage:
     
 
      
 
      
 
      
 
      
 
      
 
  
One to four family units
  $
1,542
     $
644
     $
249
     $
2,435
     $
105,316
     $
107,751
     $
-
  
Multi-family
   
783
      
-
      
-
      
783
      
73,870
      
74,653
      
-
  
Real estate - construction
   
-
      
-
      
-
      
-
      
62,047
      
62,047
      
-
  
Real estate - commercial
   
-
      
-
      
215
      
215
      
266,077
      
266,292
      
-
  
Commercial loans
   
-
      
-
      
1,384
      
1,384
      
88,803
      
90,187
      
-
  
Consumer and other loans
   
10
      
4
      
-
      
14
      
23,648
      
23,662
      
-
  
Total
  $
2,335
     $
648
     $
1,848
     $
4,831
     $
619,761
     $
624,592
     $
-
  
As of December 31, 2016
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
   
30-59 Days
Past Due
   
60-89 Days
Past Due
   
90 Days and more Past Due
   
Total Past
Due
   
Current
   
Total Loans
Receivable
   
Total Loans >
90 Days and
Accruing
 
   
(In Thousands)
 
Real estate - residential mortgage:
     
 
      
 
      
 
      
 
      
 
      
 
  
One to four family units
  $
367
     $
495
     $
103
     $
965
     $
105,446
     $
106,411
     $
-
  
Multi-family
   
-
      
-
      
-
      
-
      
48,483
      
48,483
      
-
  
Real estate - construction
   
-
      
-
      
-
      
-
      
40,912
      
40,912
      
-
  
Real estate - commercial
   
-
      
-
      
-
      
-
      
249,581
      
249,581
      
-
  
Commercial loans
   
-
      
-
      
593
      
593
      
74,812
      
75,405
      
-
  
Consumer and other loans
   
-
      
-
      
38
      
38
      
23,568
      
23,606
      
-
  
Total
  $
367
     $
495
     $
734
     $
1,596
     $
542,802
     $
544,398
     $
-
  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   
September 30,
   
December 31,
 
   
2017
    
2016
  
Real estate - residential mortgage:
               
One to four family units
  $
2,274,040
     $
2,060,180
  
Multi-family
   
-
      
-
  
Real estate - construction
   
5,309,728
      
5,446,896
  
Real estate - commercial
   
376,091
      
161,491
  
Commercial loans
   
1,610,950
      
925,281
  
Consumer and other loans
   
124,161
      
37,791
  
Total
  $
9,694,970
     $
8,631,639
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
Three months ended
September 30, 2017
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Unallocated
   
Total
 
   
(In Thousands)
 
Allowance for loan losses:
                                                                
Balance, beginning of period
  $
1,739
     $
1,954
     $
936
     $
323
     $
1,226
     $
335
     $
127
     $
6,640
  
Provision charged to expense
   
524
      
(116
 )    
(81
 )    
52
      
(99
 )    
126
      
44
     $
450
  
Losses charged off
   
-
      
(71
 )    
-
      
-
      
-
      
(46
 )    
-
     $
(117
 )
Recoveries
   
16
      
-
      
1
      
-
      
7
      
12
      
-
     $
36
  
Balance, end of period
  $
2,279
     $
1,767
     $
856
     $
375
     $
1,134
     $
427
     $
171
     $
7,009
  
Nine months ended
September 30, 2017
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Unallocated
   
Total
 
   
(In Thousands)
 
Allowance for loan losses:
                                                                
Balance, beginning of period
  $
1,377
     $
1,687
     $
856
     $
206
     $
1,168
     $
337
     $
111
     $
5,742
  
Provision charged to expense
   
847
      
151
      
2
      
169
      
40
      
231
      
60
     $
1,500
  
Losses charged off
   
-
      
(71
 )    
(11
 )    
-
      
(85
 )    
(169
 )    
-
     $
(336
 )
Recoveries
   
55
      
-
      
9
      
-
      
11
      
28
      
-
     $
103
  
Balance, end of period
  $
2,279
     $
1,767
     $
856
     $
375
     $
1,134
     $
427
     $
171
     $
7,009
  
Three months ended
September 30, 2016
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Unallocated
   
Total
 
 
  
(In Thousands)
 
Allowance for loan losses:
                                                                
Balance, beginning of period
  $
1,668
     $
1,613
     $
862
     $
157
     $
1,366
     $
288
     $
227
     $
6,181
  
Provision charged to expense
   
282
      
86
      
6
      
6
      
(40
 )    
33
      
(173
 )   $
200
  
Losses charged off
   
-
      
-
      
-
      
-
      
(11
 )    
(58
 )    
-
     $
(69
 )
Recoveries
   
46
      
-
      
17
      
-
      
8
      
14
      
-
     $
85
  
Balance, end of period
  $
1,996
     $
1,699
     $
885
     $
163
     $
1,323
     $
277
     $
54
     $
6,397
  
Nine months ended
September 30, 2016
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Unallocated
   
Total
 
 
  
(In Thousands)
 
Allowance for loan losses:
                                                                
Balance, beginning of period
  $
1,246
     $
1,526
     $
821
     $
177
     $
1,382
     $
223
     $
437
     $
5,812
  
Provision charged to expense
   
922
      
141
      
80
      
(14
 )    
102
      
102
      
(383
 )   $
950
  
Losses charged off
   
(252
 )    
-
      
(47
 )    
-
      
(170
 )    
(132
 )    
-
     $
(601
 )
Recoveries
   
80
      
32
      
31
      
-
      
9
      
84
      
-
     $
236
  
Balance, end of period
  $
1,996
     $
1,699
     $
885
     $
163
     $
1,323
     $
277
     $
54
     $
6,397
  
As of September 30, 2017
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Unallocated
   
Total
 
 
  
(In Thousands)
 
Allowance for loan losses:
                                                                
Ending balance: individually evaluated for impairment
  $
830
     $
-
     $
56
     $
-
     $
310
     $
130
     $
-
     $
1,326
  
Ending balance: collectively evaluated for impairment
  $
1,449
     $
1,767
     $
800
     $
375
     $
824
     $
297
     $
171
     $
5,683
  
                                                                 
Loans:
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending balance: individually evaluated for impairment
  $
5,310
     $
161
     $
2,274
     $
-
     $
931
     $
187
     $
-
     $
8,863
  
Ending balance: collectively evaluated for impairment
  $
56,737
     $
266,131
     $
105,477
     $
74,653
     $
89,256
     $
23,475
     $
-
     $
615,729
  
December 31, 2016
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Unallocated
   
Total
 
 
  
(In Thousands)
 
Allowance for loan losses:
                                                                
Ending balance: individually evaluated for impairment
  $
302
     $
-
     $
14
     $
-
     $
241
     $
45
     $
-
     $
602
  
Ending balance: collectively evaluated for impairment
  $
1,075
     $
1,687
     $
842
     $
206
     $
927
     $
292
     $
111
     $
5,140
  
                                                                 
Loans:
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Ending balance: individually evaluated for impairment
  $
5,447
     $
161
     $
2,060
     $
-
     $
925
     $
106
     $
-
     $
8,699
  
Ending balance: collectively evaluated for impairment
  $
35,465
     $
249,420
     $
104,351
     $
48,483
     $
74,480
     $
23,500
     $
-
     $
535,699
  
Impaired Financing Receivables [Table Text Block]
   
September 30, 2017
    
December 31, 2016
  
   
Recorded
Balance
    
Unpaid
Principal
Balance
    
Specific
Allowance
    
Recorded
Balance
    
Unpaid
Principal
Balance
    
Specific
Allowance
  
   
(In Thousands)
  
Loans without a specific valuation allowance
                                                
Real estate - residential mortgage:
                                                
One to four family units
   $
1,815
     $
1,815
     $
-
     $
2,006
     $
2,006
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
      
-
      
-
  
Real estate - construction
    
2,937
      
2,937
      
-
      
3,017
      
3,017
      
-
  
Real estate -
commercial
    
161
      
161
      
-
      
161
      
161
      
-
  
Commercial loans
    
500
      
500
      
-
      
622
      
622
      
-
  
Consumer and other loans
    
4
      
4
      
-
      
3
      
3
      
-
  
Loans with a specific valuation allowance
                                                
Real estate - residential mortgage:
                                                
One to four family units
   $
459
     $
459
     $
56
     $
54
     $
54
     $
14
  
Multi-family
    
-
      
-
      
-
      
-
      
-
      
-
  
Real estate - construction
    
2,373
      
3,606
      
830
      
2,430
      
3,663
      
302
  
Real estate -
commercial
    
-
      
72
      
-
      
-
      
-
      
-
  
Commercial loans
    
431
      
932
      
310
      
303
      
755
      
241
  
Consumer and other loans
    
183
      
183
      
130
      
103
      
103
      
45
  
Total
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
                                                
One to four family units
   $
2,274
     $
2,274
      
56
     $
2,060
     $
2,060
     $
14
  
Multi-family
    
-
      
-
      
-
      
-
      
-
      
-
  
Real estate - construction
    
5,310
      
6,543
      
830
      
5,447
      
6,680
      
302
  
Real estate -
commercial
    
161
      
233
      
-
      
161
      
161
      
-
  
Commercial loans
    
931
      
1,432
      
310
      
925
      
1,377
      
241
  
Consumer and other loans
    
187
      
187
      
130
      
106
      
106
      
45
  
Total
   $
8,863
     $
10,669
     $
1,326
     $
8,699
     $
10,384
     $
602
  
   
For the Three Months Ended
    
For the Three Months Ended
  
   
September 30, 2017
    
September 30, 2016
  
   
Average
Investment
in Impaired
Loans
    
Interest
Income
Recognized
    
Average
Investment
in Impaired
Loans
    
Interest
Income
Recognized
  
   
(In Thousands)
  
Loans without a specific valuation allowance
                                
Real estate - residential mortgage:
                                
One to four family units
   $
1,946
     $
-
     $
2,153
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
2,937
      
-
      
5,597
      
-
  
Real estate -
commercial
    
161
      
-
      
244
      
-
  
Commercial loans
    
504
      
-
      
657
      
-
  
Consumer and other loans
    
2
      
-
      
185
      
-
  
Loans with a specific valuation allowance
                                
Real estate - residential mortgage:
                                
One to four family units
   $
183
     $
-
     $
28
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
2,373
      
-
      
2,051
      
-
  
Real estate -
commercial
    
-
      
-
      
278
      
-
  
Commercial loans
    
431
      
-
      
375
      
-
  
Consumer and other loans
    
123
      
-
      
110
      
-
  
Total
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
                                
One to four family units
   $
2,129
     $
-
     $
2,181
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
5,310
      
-
      
7,648
      
-
  
Real estate -
commercial
    
161
      
-
      
522
      
-
  
Commercial loans
    
935
      
-
      
1,032
      
-
  
Consumer and other loans
    
125
      
-
      
295
      
-
  
Total
   $
8,660
     $
-
     $
11,678
     $
-
  
   
For the Nine Months Ended
    
For the Nine Months Ended
  
   
September 30, 2017
    
September 30, 2016
  
   
Average
Investment
in Impaired
Loans
    
Interest
Income
Recognized
    
Average
Investment
in Impaired
Loans
    
Interest
Income
Recognized
  
   
(In Thousands)
  
Loans without a specific valuation allowance
                                
Real estate - residential mortgage:
                                
One to four family units
   $
1,886
     $
-
     $
2,200
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
2,964
      
-
      
5,661
      
-
  
Real estate -
commercial
    
360
      
-
      
657
      
-
  
Commercial loans
    
557
      
-
      
960
      
-
  
Consumer and other loans
    
8
      
-
      
114
      
1
  
Loans with a specific valuation allowance
                                
Real estate - residential mortgage:
                                
One to four family units
   $
90
     $
-
     $
23
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
2,395
      
-
      
2,222
      
-
  
Real estate -
commercial
    
-
      
-
      
93
      
-
  
Commercial loans
    
481
      
-
      
489
      
-
  
Consumer and other loans
    
94
      
-
      
105
      
-
  
Total
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Real estate - residential mortgage:
                                
One to four family units
   $
1,976
     $
-
     $
2,223
     $
-
  
Multi-family
    
-
      
-
      
-
      
-
  
Real estate - construction
    
5,359
      
-
      
7,883
      
-
  
Real estate -
commercial
    
360
      
-
      
750
      
-
  
Commercial loans
    
1,038
      
-
      
1,449
      
-
  
Consumer and other loans
    
102
      
-
      
219
      
1
  
Total
   $
8,835
     $
-
     $
12,524
     $
1
  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
Number
of Loans
   
Pre-Modification
Outstanding
Recorded Balance
   
Post-Modification
Outstanding
Recorded Balance
 
Real estate - residential mortgage:
                       
One to four family units
   
-
     $
-
     $
-
  
Multi-family
   
-
      
-
      
-
  
Real estate - construction
   
-
      
-
      
-
  
Real estate - commercial
   
-
      
-
      
-
  
Commercial loans
   
-
      
-
      
-
  
Consumer and other loans
   
1
      
119,459
      
119,459
  
Total
   
1
     $
119,459
     $
119,459
  
   
September 30,
2017
    
December 31,
2016
  
Real estate - residential mortgage:
               
One to four family units
  $
1,313,598
     $
1,564,468
  
Multi-family
   
-
      
-
  
Real estate - construction
   
5,309,728
      
5,446,895
  
Real estate - commercial
   
5,701,518
      
5,736,849
  
Commercial loans
   
246,150
      
401,403
  
Consumer and other loans
   
119,717
      
-
  
Total
  $
12,690,711
     $
13,149,615
  
Financing Receivable Credit Quality Indicators [Table Text Block]
September 30, 2017
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Total
 
   
(In Thousands)
 
Rating:
                                                       
Pass
  $
56,737
     $
259,020
     $
97,921
     $
73,870
     $
88,441
     $
23,475
     $
599,464
  
Special Mention
   
-
      
5,615
      
6,190
      
783
      
200
      
-
      
12,788
  
Substandard
   
5,310
      
1,657
      
3,640
      
-
      
862
      
187
      
11,656
  
Doubtful
   
-
      
-
      
-
      
-
      
684
      
-
      
684
  
Total
  $
62,047
     $
266,292
     $
107,751
     $
74,653
     $
90,187
     $
23,662
     $
624,592
  
December 31, 2016
  
Construction
   
Commercial
Real Estate
   
One to four family
   
Multi-family
   
Commercial
   
Consumer
and Other
   
Total
 
   
(In Thousands)
 
Rating:
                                                       
Pass
  $
35,465
     $
242,200
     $
100,367
     $
48,483
     $
69,093
     $
23,380
     $
518,988
  
Special Mention
   
-
      
5,922
      
2,591
      
-
      
4,503
      
-
      
13,016
  
Substandard
   
5,447
      
1,459
      
3,453
      
-
      
1,225
      
226
      
11,810
  
Doubtful
   
-
      
-
      
-
      
-
      
584
      
-
      
584
  
Total
  $
40,912
     $
249,581
     $
106,411
     $
48,483
     $
75,405
     $
23,606
     $
544,398
  
Modification Type [Member]  
Notes Tables  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
Interest Rate
   
Term
   
Combination
   
Total Modification
 
Real estate - residential mortgage:
                               
One to four family units
  $
-
     $
-
     $
-
     $
-
  
Multi-family
   
-
      
-
      
-
      
-
  
Real estate - construction
   
-
      
-
      
-
      
-
  
Real estate - commercial
   
-
      
-
      
-
      
-
  
Commercial loans
   
-
      
-
      
-
      
-
  
Consumer and other loans
   
-
      
119,459
      
-
      
119,459
  
Total
  $
-
     $
119,459
     $
-
     $
119,459