Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 3,021,814	$ 2,532,757
Items not requiring (providing) cash:
Deferred income taxes	(786,131)	(124,379)
Depreciation	465,587	401,932
Provision for loan losses	1,050,000	750,000
Gain on sale of mortgage loans held for sale and investment securities	(994,422)	(843,862)
Gain on sale of foreclosed assets	(60,132)
Gain on sale of Small Business Administration Loans	(255,345)	(152,238)
Amortization of deferred income, premiums and discounts	398,523	281,861
Stock award plan expense	194,724	213,260
Origination of loans held for sale	(30,824,846)	(28,598,708)
Proceeds from sale of loans held for sale	32,037,565	29,256,415
Increase in cash surrender value of bank owned life insurance	(232,729)	(245,382)
Changes in:
Accrued interest receivable	(113,583)	106,091
Prepaid expenses and other assets	(302,583)	(51,540)
Accounts payable and accrued expenses	456,151	(54,158)
Income taxes receivable	619,280	459,404
Net cash provided by operating activities	4,673,873	3,931,453
CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of loans receivable		(11,132,508)
Proceeds on sale of loans	19,683,510
Net change in loans	(90,700,542)	(17,629,540)
Principal payments on available-for-sale securities	3,655,127	3,909,170
Principal payments on held-to-maturity securities	6,573	9,241
Proceeds from calls/maturities of available-for-sale securities		535,000
Purchase of premises and equipment	(1,311,938)	(679,031)
Purchase of available-for-sale securities	(5,568,959)	(64,776,154)
Proceeds from sale of available-for-sale securities	10,717,148	54,920,025
Redemption (purchase) of Federal Home Loan Bank stock	33,500	(1,081,500)
Purchase of tax credit investments	(223,750)
Proceeds from sale of foreclosed assets held for sale	1,644,191	108,592
Net cash used in investing activities	(62,065,140)	(35,816,705)
CASH FLOWS FROM FINANCING ACTIVITIES
Cash dividends paid on common stock	(883,131)	(705,921)
Net increase in demand deposits, NOW accounts and savings accounts	38,682,025	781,901
Net increase (decrease) in certificates of deposit	22,968,861	(3,753,036)
Proceeds from Federal Home Loan Bank advances	149,500,000	116,350,000
Repayments of Federal Home Loan Bank and Federal Reserve advances	(151,400,000)	(90,050,000)
Advances from borrowers for taxes and insurance	182,418	200,869
Stock options exercised		85,800
Net cash provided by financing activities	59,050,173	22,909,613
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	1,658,906	(8,975,639)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	9,088,441	18,774,419
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 10,747,347	$ 9,798,780