Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 5,594,011	$ 5,716,767	$ 5,782,696
Items not requiring (providing) cash:
Deferred income taxes	123,091	320,738	657,573
Depreciation	845,221	918,441	755,937
Provision for Loan Losses	1,375,000	600,000	1,275,000
Gain on sale of Small Business Administration loans	(297,462)	(344,818)
Gain on sale of mortgage loans held for sale and investment securities	(1,901,015)	(1,758,087)	(1,015,766)
Loss (gain) on sale of foreclosed assets	(112,576)	104,670	131,840
Amortization of deferred income, premiums and discounts, net	665,361	704,985	825,906
Stock award plans	373,782	285,589	242,189
Origination of loans held for sale	(63,974,589)	(56,515,986)	(34,694,993)
Proceeds from sale of loans held for sale	65,402,367	57,398,682	35,085,396
Increase in cash surrender value of bank owned life insurance	(492,978)	(362,695)	(373,523)
Changes in:
Accrued interest receivable	39,629	43,366	(177,417)
Prepaid expenses and other assets	563,696	1,005,159	1,006,688
Accrued expenses and other liabilities	(75,505)	(69,305)	(185,259)
Income taxes receivable/payable	341,305	(208,412)	183,722
Net cash provided by operating activities	8,469,338	7,839,094	9,499,989
Net change in loans	(51,498,165)	(4,870,934)	(23,700,987)
Principal payments on held-to-maturity securities	15,571	17,894	18,169
Principal payments on available-for-sale securities	8,884,281	10,445,669	9,698,931
Purchase of available-for-sale securities	(82,423,495)	(55,150,017)	(40,823,180)
Proceeds from sales of available-for-sale securities	76,480,961	33,059,741	41,759,062
Proceeds from maturities of available-for-sale securities	535,000		3,151,000
Purchase of premises and equipment	(1,175,832)	(856,106)	(471,980)
Purchase of bank owned life insurance		(4,000,000)
(Purchase) redemption of Federal Home Loan Bank stock	(1,773,500)	319,400	(271,800)
Proceeds from sale of foreclosed assets held for sale	2,922,119	797,876	657,431
Net cash used in investing activities	(48,033,060)	(20,236,477)	(9,983,354)
CASH FLOWS FROM FINANCING ACTIVITIES
NOW accounts and savings accounts	(8,163,633)	43,000,898	(4,908,937)
Net decrease in certificates of deposit	(3,859,312)	(5,433,485)	(2,591,720)
Repayment of securities sold under agreements to repurchase		(10,000,000)
Proceeds from FHLB and Federal Reserve advances	223,099,999		8,000,000
Repayments of FHLB and Federal Reserve advances	(179,499,999)	(8,250,000)	(3,000,000)
Proceeds from Issuance of Common Stock			15,814,312
Advances from (repayments to) borrowers for taxes and insurance	1,607	46,869	(5,684)
Redemption of preferred stock			(12,000,000)
Proceeds from Stock options exercised	85,800	187,129	210,870
Common and preferred cash dividends paid	(1,415,180)	(873,499)	(844,786)
Treasury stock purchased	(371,538)
Net cash provided by financing activities	29,877,744	18,677,912	674,055
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(9,685,978)	6,280,529	190,690
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	18,774,419	12,493,890	12,303,200
CASH AND CASH EQUIVALENTS, END OF YEAR	9,088,441	18,774,419	12,493,890
Supplemental Cash Flows Information
Real estate acquired in settlement of loans	3,228,589	190,026	371,971
Interest paid	4,165,281	4,325,925	4,337,521
Income taxes paid, net of (refunds)	724,000	1,445,000	360,000
Sale and financing of foreclosed assets held for sale	$ 149,920	$ 61,200	$ 239,229