Note 7 - Deposits (Tables)

12 Months Ended

Dec. 31, 2016

Notes Tables

Schedule Of Deposits [Table Text Block]

			December 31, 2016								December 31, 2015
			Weighted Average Rate			Balance		Percentage of Deposits			Weighted Average Rate			Balance		Percentage of Deposits
Demand				0.01	%	$	80,910,910		16.0	%		0.00	%	$	67,897,263		13.1	%
NOW				0.30	%		129,137,807		25.6	%		0.31	%		137,472,955		26.6	%
Money market				0.45	%		155,529,796		30.8	%		0.42	%		170,602,458		33.0	%
Savings				0.20	%		28,095,248		5.5	%		0.20	%		25,864,718		5.0	%
				0.29	%		393,673,761		77.9	%		0.30	%		401,837,394		77.7	%
Certificates:
0.00%	-	0.99%		0.54	%		57,349,324		11.3	%		0.54	%		61,061,577		11.7	%
1.00%	-	1.99%		1.28	%		54,319,296		10.8	%		1.31	%		53,142,739		10.2	%
2.00%	-	3.99%		2.14	%		20,369		0.0	%		2.17	%		1,343,985		0.3	%
				0.90	%		111,688,989		22.1	%		0.91	%		115,548,301		22.3	%
Total Deposits				0.43	%	$	505,362,750		100.0	%		0.43	%	$	517,385,695		100.0	%

Summary Of Certificates Of Deposits By Maturity [Table Text Block]

2017	$	71,182,536
2018		20,032,460
2019		10,262,403
2020		4,787,609
2021		4,003,063
Thereafter		1,420,918
	$	111,688,989

Summary Of Interest Expense On Deposits [Table Text Block]

	Years ended
	December 31,
	2016			2015			2014
NOW and Money Market accounts	$	1,235,359		$	1,276,808		$	1,242,158
Savings accounts		55,094			49,467			49,071
Certificate accounts		1,002,872			1,102,928			1,050,081
Early withdrawal penalties		(9,343	)		(5,332	)		(12,220	)
	$	2,283,982		$	2,423,871		$	2,329,090