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Note 7 - Deposits (Details) - Interest Expense on Deposits - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest Expense on Deposits [Abstract]      
NOW and Money Market accounts $ 1,276,808 $ 1,242,158 $ 1,521,465
Savings accounts 49,467 49,071 53,647
Certificate accounts 1,102,928 1,050,081 1,295,864
Early withdrawal penalties (5,332) (12,220) (11,378)
$ 2,423,871 $ 2,329,090 $ 2,859,598