Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,867,493	$ 2,640,109
Items not requiring (providing) cash:
Deferred income taxes	(66,960)	254,961
Depreciation	450,843	382,086
Provision for loan losses	150,000	525,000
Gain on sale of Small Business Administration loans	(344,439)
Gain on sale of mortgage loans held for sale and investment securities	(899,088)	(446,936)
Gain (loss) on foreclosed assets held for sale	(8,905)	25,593
Amortization of deferred income, premiums and discounts	397,669	313,135
Stock award plan expense	197,259	190,490
Origination of loans held for sale	(27,448,305)	(14,709,615)
Proceeds from sale of loans held for sale	27,788,422	14,547,659
Increase in cash surrender value of bank owned life insurance	(180,420)	(184,969)
Changes in:
Accrued interest receivable	(55,264)	13,403
Prepaid expenses and other assets	363,793	503,666
Accounts payable and accrued expenses	(29,498)	(103,039)
Income taxes receivable	30,292	(128,952)
Net cash provided by operating activities	3,212,892	3,822,591
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	(18,025,610)	9,451,794
Principal payments on held-to-maturity securities	9,652	9,300
Principal payments on available-for-sale securities	4,960,336	4,235,914
Proceeds from calls/maturities of available-for-sale securities		3,151,000
Purchase of premises and equipment	(539,165)	(229,092)
Purchase of available-for-sale securities	(19,740,808)	(25,995,159)
Proceeds from sale of available-for-sale securities	17,244,115	18,106,890
Redemption of Federal Home Loan Bank stock	319,400	6,200
Proceeds from sale of foreclosed assets held for sale	87,894	403,046
Net cash provided by (used in) investing activities	(15,684,186)	9,139,893
CASH FLOWS FROM FINANCING ACTIVITIES
Cash dividends paid on common stock	(436,567)
Net increase (decrease) in demand deposits, NOW and savings accounts	39,790,239	(4,450,772)
Net decrease in certificates of deposit	(61,439)	(1,715,598)
Net decrease of securities sold under agreements to repurchase	(10,000,000)
Proceeds from FHLB advances		1,050,000
Repayments of FHLB advances	(8,250,000)	(3,000,000)
Stock options exercised	111,304	84,806
Redemption of preferred stock		(12,000,000)
Proceeds from issuance of common stock		15,814,312
Advances from borrowers for taxes and insurance	241,198	195,594
Cash dividends paid on preferred stock		(413,000)
Net cash provided by (used in) financing activities	21,394,735	(4,434,658)
INCREASE IN CASH AND CASH EQUIVALENTS	8,923,441	8,527,826
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	12,493,890	12,303,200
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 21,417,331	$ 20,831,026