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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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Note 4 - Loans and Allowance for Loan Losses (Details) - Loans by Category (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 501,771,410	$ 493,437,064
Allowance for loan losses	(6,755,671)	(6,588,597)	(7,761,000)	(7,802,000)
Deferred loan fees/costs, net	(286,871)	(261,831)
Net loans	494,728,868	486,586,636
One-to-four Family Units [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	97,129,080	97,900,814
Multi-family Units [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	34,997,580	33,785,959
Real Estate Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	35,954,290	36,784,584
Real Estate Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	229,644,645	215,605,054
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	87,647,903	92,114,216
Consumer and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 16,397,912	$ 17,246,437