Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income
Loans	$ 5,736,813	$ 5,866,225	$ 17,180,526	$ 17,747,071
Investment securities	383,947	452,645	1,256,831	1,352,102
Other	26,299	31,025	107,349	137,163
	6,147,059	6,349,895	18,544,706	19,236,336
Interest Expense
Deposits	583,736	717,324	1,753,229	2,209,918
Federal Home Loan Bank and Federal Reserve Bank advances	302,271	311,210	896,598	987,754
Subordinated debentures	133,456	134,474	399,654	403,146
Other	66,700	66,700	197,925	338,397
	1,086,163	1,229,708	3,247,406	3,939,215
Net Interest Income	5,060,896	5,120,187	15,297,300	15,297,121
Provision for Loan Losses	450,000	200,000	975,000	850,000
Net Interest Income After Provision for Loan Losses	4,610,896	4,920,187	14,322,300	14,447,121
Noninterest Income
Service charges	315,066	299,708	946,485	853,542
Gain (loss) on sale of investment securities	(1,554)	14,149	9,137	219,132
Gain on sale of loans	249,967	262,210	686,212	1,286,229
Gain on sale of state low-income housing tax credits				1,441,012
Net loss on foreclosed assets	(32,782)	(27,643)	(109,747)	(175,746)
Other income	336,688	327,674	1,015,486	956,241
	867,385	876,098	2,547,573	4,580,410
Noninterest Expense
Salaries and employee benefits	2,218,655	2,257,469	6,755,386	6,922,577
Occupancy	421,626	437,879	1,268,301	1,313,772
FDIC deposit insurance premiums	84,031	141,089	340,994	424,725
Prepayment penalty on repurchase agreements				1,510,000
Data processing	180,021	164,719	506,293	518,854
Advertising	106,251	106,251	318,753	318,753
Other expense	840,484	903,045	2,888,928	2,959,708
	3,851,068	4,010,452	12,078,655	13,968,389
Income Before Income Taxes	1,627,213	1,785,833	4,791,218	5,059,142
Provision for Income Taxes	266,730	439,847	790,626	1,192,763
Net Income	1,360,483	1,345,986	4,000,592	3,866,379
Preferred Stock Dividends and Discount Accretion		198,630	357,210	595,890
Net Income Available to Common Shareholders	$ 1,360,483	$ 1,147,356	$ 3,643,382	$ 3,270,489
Basic Income Per Common Share (in Dollars per share)	$ 0.32	$ 0.42	$ 0.93	$ 1.20
Diluted Income Per Common Share (in Dollars per share)	$ 0.31	$ 0.41	$ 0.92	$ 1.16