Condensed Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest Income
Loans	$ 5,866,225	$ 6,385,397	$ 17,747,071	$ 19,119,392
Investment securities	452,645	421,453	1,352,102	1,304,804
Other	31,025	39,654	137,163	134,589
	6,349,895	6,846,504	19,236,336	20,558,785
Interest Expense
Deposits	717,324	1,006,771	2,209,918	3,195,561
Federal Home Loan Bank advances	311,210	388,323	987,754	1,156,042
Subordinated debentures	134,474	139,313	403,146	418,679
Other	66,700	168,777	338,397	515,302
	1,229,708	1,703,184	3,939,215	5,285,584
Net Interest Income	5,120,187	5,143,320	15,297,121	15,273,201
Provision for Loan Losses	200,000	2,600,000	850,000	5,600,000
Net Interest Income After
Provision for Loan Losses	4,920,187	2,543,320	14,447,121	9,673,201
Noninterest Income
Service charges	299,708	292,221	853,542	816,564
Gain on sale of investment securities	14,149	30,610	219,132	137,715
Gain on sale of loans	262,210	506,593	1,286,229	1,344,002
Gain on sale of state low-income housing tax credits		281,561	1,441,012	281,561
Loss on foreclosed assets held for sale	(27,643)	(1,033,421)	(175,746)	(1,205,301)
Other income	327,674	298,899	956,241	889,482
	876,098	376,463	4,580,410	2,264,023
Noninterest Expense
Salaries and employee benefits	2,257,469	2,336,622	6,922,577	6,953,594
Occupancy	437,879	416,432	1,313,772	1,212,920
FDIC deposit insurance premiums	141,089	119,400	424,725	546,489
Prepayment penalty on securities sold under agreements to repurchase			1,510,000
Data processing	164,719	141,714	518,854	416,116
Advertising	106,251	75,000	318,753	225,000
Other expense	903,045	1,013,811	2,959,708	2,699,220
	4,010,452	4,102,979	13,968,389	12,053,339
Income (Loss) Before Income Taxes	1,785,833	(1,183,196)	5,059,142	(116,115)
Provision (Credit) for Income Taxes	439,847	(466,108)	1,192,763	(577,870)
Net Income (Loss)	1,345,986	(717,088)	3,866,379	461,755
Preferred Stock Dividends and Discount Accretion	198,630	198,630	595,890	877,931
Net Income (Loss) Available to Common Shareholders	$ 1,147,356	$ (915,718)	$ 3,270,489	$ (416,176)
Basic Income (Loss) Per Common Share (in Dollars per share)	$ 0.42	$ (0.34)	$ 1.20	$ (0.15)
Diluted Income (Loss) Per Common Share (in Dollars per share)	$ 0.41	$ (0.34)	$ 1.16	$ (0.15)