XML 36 R35.htm IDEA: XBRL DOCUMENT v2.4.0.6
Note 4 - Loans and Allowance for Loan Losses (Detail) - Recorded Investment in Loans (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Dec. 31, 2011
Allowance for loan losses:        
Balance $ 8,112,081   $ 8,740,325  
Allowance for loan losses:        
Ending balance: individually evaluated for impairment 666,000   1,367,000  
Ending balance: collectively evaluated for impairment 7,446,000   7,373,000  
Loans:        
Loans Ending balance: individually evaluated for impairment 17,546,000   17,277,000  
Loans Ending balance: collectively evaluated for impairment 442,578,000   457,132,000  
Construction [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     2,525,000 2,508,000
Provision charged to expense 156,000 721,000    
Losses charged off (438,000)      
Recoveries 10,000 10,000    
Construction [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 2,253,000 3,239,000    
Construction [Member]
       
Allowance for loan losses:        
Ending balance: individually evaluated for impairment 170,000   608,000  
Ending balance: collectively evaluated for impairment 2,083,000   2,087,000  
Loans:        
Loans Ending balance: individually evaluated for impairment 5,936,000   6,275,000  
Loans Ending balance: collectively evaluated for impairment 45,928,000   42,642,000  
Real Estate Commercial [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     2,517,000 2,725,000
Provision charged to expense (420,000) 359,000    
Losses charged off (186,000) (478,000)    
Recoveries   14,000    
Real Estate Commercial [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 1,911,000 2,620,000    
Real Estate Commercial [Member]
       
Allowance for loan losses:        
Ending balance: individually evaluated for impairment     180,000  
Ending balance: collectively evaluated for impairment 1,911,000   2,167,000  
Loans:        
Loans Ending balance: individually evaluated for impairment 5,079,000   5,673,000  
Loans Ending balance: collectively evaluated for impairment 149,654,000   162,088,000  
One to Four Family Units [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     1,316,000 1,735,000
Provision charged to expense (26,000) (24,000)    
Losses charged off (60,000) (108,000)    
Recoveries 4,000 3,000    
One to Four Family Units [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 1,234,000 1,606,000    
One to Four Family Units [Member]
       
Allowance for loan losses:        
Ending balance: individually evaluated for impairment 21,000   90,000  
Ending balance: collectively evaluated for impairment 1,213,000   1,226,000  
Loans:        
Loans Ending balance: individually evaluated for impairment 2,196,000   2,360,000  
Loans Ending balance: collectively evaluated for impairment 95,558,000   97,022,000  
Multi-Family Units [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     284,000 390,000
Provision charged to expense 1,000 (1,000)    
Multi-Family Units [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 285,000 389,000    
Multi-Family Units [Member]
       
Allowance for loan losses:        
Ending balance: collectively evaluated for impairment 285,000   284,000  
Loans:        
Loans Ending balance: collectively evaluated for impairment 46,505,000   46,405,000  
Commercial Loans [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     1,689,000 1,948,000
Provision charged to expense 109,000 (163,000)    
Losses charged off (373,000)      
Recoveries 35,000 31,000    
Commercial Loans [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 1,460,000 1,816,000    
Commercial Loans [Member]
       
Allowance for loan losses:        
Ending balance: individually evaluated for impairment 423,000   441,000  
Ending balance: collectively evaluated for impairment 1,037,000   1,248,000  
Loans:        
Loans Ending balance: individually evaluated for impairment 3,969,000   2,555,000  
Loans Ending balance: collectively evaluated for impairment 87,302,000   92,672,000  
Consumer and Other Loans [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     255,000 372,000
Provision charged to expense 40,000 26,000    
Losses charged off (33,000) (19,000)    
Recoveries 13,000 8,000    
Consumer and Other Loans [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 275,000 387,000    
Consumer and Other Loans [Member]
       
Allowance for loan losses:        
Ending balance: individually evaluated for impairment 52,000   48,000  
Ending balance: collectively evaluated for impairment 223,000   207,000  
Loans:        
Loans Ending balance: individually evaluated for impairment 366,000   414,000  
Loans Ending balance: collectively evaluated for impairment 17,631,000   16,303,000  
Unallocated [Member] | Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     154,000 935,000
Provision charged to expense 540,000 (18,000)    
Unallocated [Member] | End of Period [Member]
       
Allowance for loan losses:        
Balance 694,000 917,000    
Unallocated [Member]
       
Allowance for loan losses:        
Ending balance: collectively evaluated for impairment 694,000   154,000  
Beginning of Period [Member]
       
Allowance for loan losses:        
Balance     8,740,000 10,613,000
Provision charged to expense 400,000 900,000    
Losses charged off (1,090,000) (605,000)    
Recoveries 62,000 66,000    
End of Period [Member]
       
Allowance for loan losses:        
Balance $ 8,112,000 $ 10,974,000