Condensed Consolidated Statements of Income (September 30, 2012 and 2011 Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest Income
Loans	$ 6,385,397	$ 6,943,727	$ 19,119,392	$ 20,483,736
Investment securities	421,453	711,642	1,304,804	2,174,143
Other	39,654	74,210	134,589	243,312
	6,846,504	7,729,579	20,558,785	22,901,191
Interest Expense
Deposits	1,006,771	1,397,910	3,195,561	4,508,324
Federal Home Loan Bank advances	388,323	568,868	1,156,042	1,776,307
Subordinated debentures	139,313	132,614	418,679	473,416
Other	168,777	298,806	515,302	866,682
	1,703,184	2,398,198	5,285,584	7,624,729
Net Interest Income	5,143,320	5,331,381	15,273,201	15,276,462
Provision for Loan Losses	2,600,000	900,000	5,600,000	2,800,000
Net Interest Income After
Provision for Loan Losses	2,543,320	4,431,381	9,673,201	12,476,462
Noninterest Income
Service charges	292,221	339,674	816,564	1,037,637
Gain on sale of investment securities	30,610	82,348	137,715	198,146
Gain on sale of loans	506,593	370,204	1,344,002	900,539
Loss on foreclosed assets held for sale	(1,033,421)	(82,961)	(1,205,301)	(506,178)
Other income	580,460	286,955	1,171,043	839,174
	376,463	996,220	2,264,023	2,469,318
Noninterest Expense
Salaries and employee benefits	2,336,622	2,264,025	6,953,594	6,719,683
Occupancy	416,432	394,543	1,212,920	1,243,069
FDIC deposit insurance premiums	119,400	229,047	546,489	749,567
Data processing	141,714	121,882	416,116	397,451
Advertising	75,000	75,000	225,000	225,000
Other expense	1,013,811	800,047	2,699,220	2,620,805
	4,102,979	3,884,544	12,053,339	11,955,575
Income (Loss) Before Income Taxes	(1,183,196)	1,543,057	(116,115)	2,990,205
Provision (Credit) for Income Taxes	(466,108)	327,427	(577,870)	462,071
Net Income (Loss)	(717,088)	1,215,630	461,755	2,528,134
Preferred Stock Dividends and Discount Accretion	198,630	281,391	877,931	844,173
Net Income (Loss) Available to Common Shareholders	$ (915,718)	$ 934,239	$ (416,176)	$ 1,683,961
Basic Income (Loss) Per Common Share (in Dollars per share)	$ (0.34)	$ 0.35	$ (0.15)	$ 0.63
Diluted Income (Loss) Per Common Share (in Dollars per share)	$ (0.34)	$ 0.35	$ (0.15)	$ 0.63