Condensed Consolidated Statements of Income (June 30, 2012 and 2011 Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest Income
Loans	$ 6,330,157	$ 6,822,937	$ 12,733,995	$ 13,540,009
Investment securities	471,007	737,290	883,351	1,462,501
Other	45,195	81,267	94,935	169,102
	6,846,359	7,641,494	13,712,281	15,171,612
Interest Expense
Deposits	1,045,994	1,510,473	2,188,790	3,110,414
Federal Home Loan Bank advances	383,985	607,060	767,719	1,207,439
Subordinated debentures	139,521	133,990	279,366	340,802
Other	162,750	288,697	346,525	567,876
	1,732,250	2,540,220	3,582,400	5,226,531
Net Interest Income	5,114,109	5,101,274	10,129,881	9,945,081
Provision for Loan Losses	2,100,000	1,000,000	3,000,000	1,900,000
Net Interest Income After Provision for Loan Losses	3,014,109	4,101,274	7,129,881	8,045,081
Noninterest Income
Service charges	269,253	358,732	524,343	697,963
Gain on sale of investment securities	69,576	112,094	107,105	115,798
Gain on sale of loans	475,055	252,135	837,409	530,335
Loss on foreclosed assets	(70,771)	(289,230)	(171,880)	(423,217)
Other income	297,435	281,468	590,583	552,219
	1,040,548	715,199	1,887,560	1,473,098
Noninterest Expense
Salaries and employee benefits	2,281,876	2,190,507	4,616,972	4,455,658
Occupancy	405,014	421,661	796,488	848,526
FDIC deposit insurance premiums	210,883	234,776	427,089	520,520
Data processing	142,215	135,909	274,402	275,569
Advertising	75,000	75,000	150,000	150,000
Other expense	787,864	860,954	1,685,409	1,820,758
	3,902,852	3,918,807	7,950,360	8,071,031
Income Before Income Taxes	151,805	897,666	1,067,081	1,447,148
Provision (Credit) for Income Taxes	(192,316)	108,124	(111,762)	134,644
Net Income	344,121	789,542	1,178,843	1,312,504
Preferred Stock Dividends and Discount Accretion	397,910	281,390	679,301	562,781
Net Income (Loss) Available to Common Shareholders	$ (53,789)	$ 508,152	$ 499,542	$ 749,723
Basic Income (Loss) Per Common Share (in Dollars per share)	$ (0.02)	$ 0.19	$ 0.18	$ 0.28
Diluted Income (Loss) Per Common Share (in Dollars per share)	$ (0.02)	$ 0.19	$ 0.17	$ 0.28