CONDENSED CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (UNAUDITED) (USD $)	Preferred Stock [Member]	Common Stock [Member]	Common Stock Warrants [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Beginning Balance at Dec. 31, 2009	$ 15,874,788	$ 677,980	$ 1,377,811	$ 58,523,646	$ (660,930)	$ (61,820,869)	$ 35,741,705	$ 1,696,502	$ 51,410,633
Comprehensive income
Net income	0	0	0	0	0	0	1,490,573	0	1,490,573
Change in unrealized appreciation on available-for-sale securities and effect of interest rate swaps, net of income taxes	0	0	0	0	0	0	0	1,103,091	1,103,091
Change in unrealized appreciation on available-for sale securities, net of incometaxes	0	0	0	0	0	0	0	1,103,091	1,103,091
Total comprehensive income									2,593,664
Preferred stock discount accretion	206,671	0	0	0	0	0	(206,671)	0	0
Preferred stock dividends (5%)	0	0	0	0	0	0	(637,502)	0	(637,502)
Stock award plans	0	0	0	80,896	0	0	0	0	80,896
Treasury stock re-issued									0
Treasury stock purchased	0	0	0	0	0	(6,540)	0	0	(6,540)
Release of ESOP shares	0	0	0	(98,513)	171,000	0	0	0	72,487
Ending Balance at Sep. 30, 2010	16,081,459	677,980	1,377,811	58,506,029	(489,930)	(61,827,409)	36,388,105	2,799,593	53,513,638
Beginning Balance at Dec. 31, 2010	16,150,350	677,980	1,377,811	58,505,046	(432,930)	(61,827,409)	35,746,914	1,843,004	52,040,766
Comprehensive income
Net income	0	0	0	0	0	0	2,528,134	0	2,528,134
Change in unrealized appreciation on available-for-sale securities and effect of interest rate swaps, net of income taxes	0	0	0	0	0	0	0	389,406	389,406
Change in unrealized appreciation on available-for sale securities, net of incometaxes	0	0	0	0	0	0	0	389,406	389,406
Total comprehensive income									2,917,540
Preferred stock discount accretion	206,672	0	0	0	0	0	(206,672)	0	0
Preferred stock dividends (5%)	0	0	0	0	0	0	(637,499)	0	(637,499)
Stock award plans	0	0	0	75,744	0	0	0	0	75,744
Treasury stock re-issued	0	0	0	(156,806)	0	256,823	0	0	100,017
Treasury stock purchased	0	0	0	0	0	(53,230)	0	0	(53,230)
Release of ESOP shares	0	0	0	(76,170)	171,000	0	0	0	94,830
Ending Balance at Sep. 30, 2011	$ 16,357,022	$ 677,980	$ 1,377,811	$ 58,347,814	$ (261,930)	$ (61,623,816)	$ 37,430,877	$ 2,232,410	$ 54,538,168