-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Mfowos4m9i+QK15tObdkj0F4fkVCsJ8JRHaJ+Oeu1Kct2NELHj+wR7Mj4vqnCLtB d0aeV//KZT5A//kdoufXLw== 0001140361-07-022625.txt : 20071121 0001140361-07-022625.hdr.sgml : 20071121 20071121102051 ACCESSION NUMBER: 0001140361-07-022625 CONFORMED SUBMISSION TYPE: 4 PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20071119 FILED AS OF DATE: 20071121 DATE AS OF CHANGE: 20071121 ISSUER: COMPANY DATA: COMPANY CONFORMED NAME: PATHFINDER BANCORP INC CENTRAL INDEX KEY: 0001046188 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036] IRS NUMBER: 161540137 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 BUSINESS ADDRESS: STREET 1: 214 W FIRST ST CITY: OSWEGO STATE: DE ZIP: 13126 BUSINESS PHONE: 3153430057 MAIL ADDRESS: STREET 1: 214 W FIRST ST CITY: OSWEGO STATE: DE ZIP: 13126 REPORTING-OWNER: OWNER DATA: COMPANY CONFORMED NAME: JOYCE GEORGE P CENTRAL INDEX KEY: 0001214100 FILING VALUES: FORM TYPE: 4 SEC ACT: 1934 Act SEC FILE NUMBER: 000-23601 FILM NUMBER: 071261727 MAIL ADDRESS: STREET 1: P O BOX 246 CITY: STERLING STATE: NY ZIP: 13156 4 1 doc1.xml FORM 4 X0202 4 2007-11-19 0 0001046188 PATHFINDER BANCORP INC PBHC 0001214100 JOYCE GEORGE P 214 WEST FIRST STREET OSWEGO NY 13126 1 0 0 0 Common Stock 2007-11-19 4 P 0 483 9.95 A 2558 D /s/ James A. Dowd as Power of Attorney for George P. Joyce 2007-11-21 EX-24.1 2 poa1.htm POWER OF ATTORNEY Unassociated Document
 
DURABLE GENERAL POWER OF ATTORNEY
NEW YORK STATUTORY SHORT FORM

THE POWERS YOU GRANT BELOW CONTINUE TO BE EFFECTIVE
SHOULD YOU BECOME DISABLED OR INCOMPETENT

Caution: This is an important document. It gives the person whom you designate (your “Agent”) broad powers to handle your property during your lifetime, which may include powers to mortgage, sell, or otherwise dispose of any real or personal property without advance notice to you or approval by you. These powers will continue to exist even after you become disabled or incompetent. These powers are explained more fully in New York General Obligations Law, Article 5, Title 15, Sections 5-1502A through 5-1503, which expressly permit the use of any other or different form of power of attorney.

This document does not authorize anyone to make medical or other health care decisions. You may execute a health care proxy to do this.

If there is anything about this form that you do not understand, you should ask a lawyer to explain it to you.

This is intended to constitute a DURABLE POWER OF ATTORNEY pursuant to Article 5, Title 15 of the New York General Obligations Law:

I, George P. Joyce of Sterling, NY 13156, do hereby appoint James Dowd of Oswego, New York; or Annette Burns of Baldwinsville, New York as my attorney-in-fact TO ACT.

(If more than one agent is designated, CHOOSE one of the following two choices by putting your initials in one of the blank spaces to the left of your choice:)

(GPJ)
Each agent may Separately act.
  
(  )
All agents must act TOGETHER

(If neither blank space is initiated, the agents will be required to act TOGETHER)

IN MY NAME, PLACE AND STEAD in any way which I myself, could do, if I were personally present, with respect to the following matters, as each of them is defined in Title 15 of Article 5 of the New York General Obligations Law, to the extent that I am permitted by law to act through an agent:

DIRECTIONS: Initial in the blank space to the left of your choice any one or more of the following lettered subdivisions as to which you WANT to give your agent authority. If the blank space to the left of any particular lettered subdivision is NOT initialed, NO AUTHORITY WILL BE GRANTED for matters that are included in that subdivision. Alternatively, the letter corresponding to each power you wish to grant may be written or typed on the blank line in subdivision “(Q)”, and then you put your initials in the blank space to the left of subdivision “(Q)” in order to grant each of the powers so indicated.


(    )
(A)
real estate transactions;
  
(    )
(F)
Insurance transactions;
(    )
(B)
Chattel and goods transactions;
  
(    )
(G)
Estate transactions;
(    )
(C)
Bond, brokerage account transactions
  
(    )
(H)
Claims and litigation;
(    )
(D)
Banking transactions;
  
(    )
(I)
Personal relationships and affairs;
(    )
(E)
Business operating transactions;
  
(    )
(J)
Benefits from military service;
       
(    )
(K)
Records, reports and statements;
 
 
(    )
(L)
Retirement benefit transactions;
  
(    )
(N)
Tax matters;
(    )
(M)
Making gifts to my spouse, children and more remote descendants, and parents, not to exceed in the aggregate $10,000 to each of such persons in any year;
  
(GPJ)
(O)
The filing of SEC Forms 3,4 and 5 on my behalf;
       
(    )
(P)
Full and unqualified authority to my attorney(s)-in-fact to delegate any or all of the forgoing powers to any person or persons whom my attorney(s)-in-fact shall select;
       
(    )
(Q)
Each of the above matters identified by the following letters:

Special provisions and limitations may be included in the statutory short form durable power of attorney only if they conform to the requirements of Section 5-1503 of the New York General Obligations Law.

This durable power of attorney shall not be affected by my subsequent disability or incompetence.

If every agent named above is unable or unwilling to serve, I appoint no one to be my agent for all purposes hereunder.

To induce any third party to act hereunder, I hereby agree that any third party receiving a duly executed, copy or facsimile of this instrument may act hereunder, and that revocation or termination shall have been received by such third party, and I for myself and for my heirs, executors, legal representatives and assigns, hereby agree to indemnify and hold harmless any such third party from and against any and all claims that may arise against such third party by reason of such third party having relied on the provisions of this instrument.

This durable general power of attorney may be revoked by me at any time.

In Witness Whereof, I have signed my name on 6/17, 2003.

 
You sign here
 
/s/George P. Joyce


STATE OF NEW YORK                                                                )
COUNTY OF OSWEGO                                                                )                      ss:

On the 17 day of June in the year 2003 before me, the undersigned, personally appeared George P. Joyce, personally known to me or proved to me on the basis of satisfactory evidence to be the individual(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their capacity(ies), and that by the individual(s) acted, executed the instrument.

EDWARD A. MERVINE
NOTARY PUBLIC, STATE OF NEW YORK
QUALIFIED IN OSWEGO CO. NO 4966098
My Commission Expires On April 30, 2006
/s/ Edward A. Mervine
Notary Public
 
 
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