PARENT COMPANY - FINANCIAL INFORMATION (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2009	Dec. 31, 2011
Assets [Abstract]
Cash	$ 6,535,000	$ 6,435,000
Investments	80,959,000	108,339,000
Other assets	5,515,000	3,479,000
Total assets	503,793,000	477,796,000
Liabilities and Shareholders' Equity [Abstract]
Shareholders' equity	43,070,000	40,747,000		37,841,000
Total liabilities and shareholders' equity	503,793,000	477,796,000
Income [Abstract]
Total interest income	18,883,000	18,765,000
Expenses [Abstract]
Interest	3,264,000	3,908,000
Operating, net	1,919,000	1,492,000
(Loss) income before taxes and equity in undistributed net income of subsidiaries	3,252,000	3,577,000
Tax benefit	(847,000)	(929,000)
Net Income	2,406,000	2,648,000
Operating Activities [Abstract]
Net income	2,406,000	2,648,000
Stock based compensation and ESOP expense	243,000	193,000
Net change in other assets and liabilities	(289,000)	(735,000)
Net cash flows from operating activities	5,111,000	2,766,000
Investing Activities [Abstract]
Net cash flows from investing activities	(21,442,000)	(37,545,000)
Financing Activities [Abstract]
Proceeds from exercise of stock options	45,000	5,000
Purchase of CPP Warrants from Treasury and redemption of CPP preferred stock			(6,771,000)
Cash dividends paid to preferred shareholder	(83,000)	(507,000)
Cash dividends paid to common shareholders	(303,000)	(301,000)
Net cash flows from financing activities	24,241,000	33,226,000
Change in cash and cash equivalents	7,910,000	(1,553,000)
Cash and cash equivalents at beginning of period	8,665,000	10,218,000
Cash and cash equivalents at end of period	16,575,000	8,665,000
Parent Company [Member]
Assets [Abstract]
Cash	1,147,000	1,482,000
Investments	42,000	33,000
Investments in bank subsidiary	46,699,000	44,206,000
Investment in non-bank subsidiary	155,000	155,000
Other assets	403,000	390,000
Total assets	48,446,000	46,266,000
Liabilities and Shareholders' Equity [Abstract]
Accrued liabilities	221,000	364,000
Junior subordinated debentures	5,155,000	5,155,000
Shareholders' equity	43,070,000	40,747,000
Total liabilities and shareholders' equity	48,446,000	46,266,000
Income [Abstract]
Dividends from bank subsidiary	0	1,200,000
Dividends from non-bank subsidiary	4,000	3,000
Total interest income	4,000	1,203,000
Expenses [Abstract]
Interest	162,000	168,000
Operating, net	109,000	114,000
Total expenses	271,000	282,000
(Loss) income before taxes and equity in undistributed net income of subsidiaries	(267,000)	921,000
Tax benefit	69,000	72,000
(Loss) income before equity in undistributed net income of subsidiaries	(198,000)	993,000
Equity in undistributed net income of subsidiaries	2,604,000	1,655,000
Net Income	2,406,000	2,648,000
Operating Activities [Abstract]
Net income	2,406,000	2,648,000
Equity in undistributed net income of subsidiaries	(2,604,000)	(1,655,000)
Stock based compensation and ESOP expense	243,000	193,000
Net change in other assets and liabilities	(39,000)	(93,000)
Net cash flows from operating activities	6,000	1,093,000
Investing Activities [Abstract]
Capital contributed to wholly-owned bank subsidiary	0	0
Net cash flows from investing activities	0	0
Financing Activities [Abstract]
Proceeds from exercise of stock options	45,000	5,000
Purchase of CPP Warrants from Treasury and redemption of CPP preferred stock	0	(537,000)
Cash dividends paid to preferred shareholder	(83,000)	(507,000)
Cash dividends paid to common shareholders	(303,000)	(301,000)
Net cash flows from financing activities	(341,000)	(1,340,000)
Change in cash and cash equivalents	(335,000)	(247,000)
Cash and cash equivalents at beginning of period	1,482,000	1,729,000
Cash and cash equivalents at end of period	$ 1,147,000	$ 1,482,000