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COMMITMENTS AND CONTINGENCIES (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Loan commitments outstanding with fixed interest rates $ 2,600,000  
Loan commitments, unused lines of credit and standby letters of credit with variable interest rates 38,400,000  
Term of letters of credit, Maximum 1 year  
Renewal options for leases, maximum 30 years  
Rent expense 83,000 65,000
Future Minimum Rental Commitments for Non-cancelable Operating Leases [Abstract]    
2014 98,000  
2015 91,000  
2016 91,000  
2017 91,000  
2018 58,000  
Total minimum lease payments 429,000  
Subsequent Event [Member]
   
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Expected to pay rents on annual basis 58,000  
Rent to pay in 2014 43,000  
Commitments to Grant Loans [Member]
   
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Contractual obligation 16,008,000 25,145,000
Unfunded Commitments Under Lines Of Credit [Member]
   
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Contractual obligation 20,429,000 19,017,000
Standby Letters of Credit [Member]
   
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Contractual obligation $ 4,563,000 $ 1,481,000