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SERVICING (Details) (USD $)	12 Months Ended
SERVICING (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
SERVICING [Abstract]
Unpaid principal balance of mortgage and other loans	$ 28,597,000	$ 24,775,000
Capitalized servicing rights	80,000	2,000
Mortgage servicing rights capitalized	88,000	2,000
Mortgage servicing rights amortized	$ 10,000	$ 7,000

- Definition

The value of new servicing assets, subsequently measured at amortized value, acquired or created during the current period through purchases or from transfers of financial assets.

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