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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2013
COMMITMENTS AND CONTINGENCIES [Abstract]  
Summary of the contractual amounts of financial instruments with credit risk
At December 31, 2013 and 2012, the following financial instruments were outstanding whose contract amounts represent credit risk:

   
Contract Amount
 
(In thousands)
 
2013
  
2012
 
Commitments to grant loans
 $16,008  $25,145 
Unfunded commitments under lines of credit
  20,429   19,017 
Standby letters of credit
  4,563   1,481 
Minimum rental commitments for non-cancelable operating leases
Approximate minimum rental commitments for non-cancelable operating leases are as follows:

Years Ending December 31:
   
(In thousands)
   
2014
 $98 
2015
  91 
2016
  91 
2017
  91 
2018
  58 
Total minimum lease payments
 $429