DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2013

DEPOSITS [Abstract]

Summary of deposits

A summary of deposits at December 31, is as follows:

(In thousands)	2013		2012
Savings accounts	$	68,924	$	63,501
Time accounts		71,165		78,176
Time accounts of $100,000 or more		88,727		85,145
Money management accounts		13,337		14,441
MMDA accounts		83,867		73,519
Demand deposit interest-bearing		32,281		29,693
Demand deposit noninterest-bearing		48,171		43,913
Mortgage escrow funds		3,668		3,417
Total Deposits	$	410,140	$	391,805

Scheduled maturities of time deposits

At December 31, 2013, the scheduled maturities of time deposits are as follows:

(In thousands)
Year of Maturity:
2014	$	118,732
2015		18,857
2016		4,981
2017		7,603
2018		3,521
Thereafter		6,198
Total	$	159,892