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PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2013

A summary of premises and equipment at December 31, is as follows:

(In thousands)	2013		2012
Land	$	1,794	$	1,544
Buildings		9,711		10,056
Furniture, fixtures and equipment		9,827		9,051
Construction in progress		1,718		186
		23,050		20,837
Less: Accumulated depreciation		11,406		10,729
	$	11,644	$	10,108

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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