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CONSOLIDATED STATEMENTS OF CONDITION (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
ASSETS:    
Cash and due from banks $ 6,535 $ 6,435
Interest earning deposits 10,040 2,230
Total cash and cash equivalents 16,575 8,665
Interest earning time deposits 500 2,000
Available-for-sale securities, at fair value 80,959 108,339
Held-to-maturity securities, at amortized cost (fair value of $34,222 and $0, respectively) 34,412 0
Federal Home Loan Bank stock, at cost 2,440 1,929
Loans 341,633 333,748
Less: Allowance for loan losses 5,041 4,501
Loans receivable, net 336,592 329,247
Premises and equipment, net 11,644 10,108
Accrued interest receivable 1,715 1,717
Foreclosed real estate 619 426
Intangible assets, net 187 0
Goodwill 4,367 3,840
Bank owned life insurance 8,268 8,046
Other assets 5,515 3,479
Total assets 503,793 477,796
Deposits:    
Interest-bearing 361,969 347,892
Noninterest-bearing 48,171 43,913
Total deposits 410,140 391,805
Short-term borrowings 24,000 9,000
Long-term borrowings 16,853 25,964
Junior subordinated debentures 5,155 5,155
Accrued interest payable 86 140
Other liabilities 4,489 4,985
Total liabilities 460,723 437,049
Shareholders' equity:    
Preferred stock - SBLF, par value $0.01 per share; $1,000 liquidation preference; 13,000 shares authorized; 13,000 shares issued and outstanding 13,000 13,000
Common stock, par value $0.01; authorized 10,000,000 shares; 2,979,969 and 2,980,469 shares issued and 2,623,182 and 2,618,182 shares outstanding, respectively 30 30
Additional paid in capital 8,226 8,120
Retained earnings 28,788 26,685
Accumulated other comprehensive loss (1,745) (1,318)
Unearned ESOP (826) (936)
Treasury stock, at cost; 356,787,and 362,287 shares respectively (4,761) (4,834)
Total Pathfinder Bancorp, Inc shareholders' equity 42,712 40,747
Noncontrolling interest 358 0
Total equity 43,070 40,747
Total liabilities and shareholders' equity $ 503,793 $ 477,796