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Consolidated Statements Of Condition (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
ASSETS:    
Cash and due from banks $ 8,135 $ 6,435
Interest earning deposits 3,659 2,230
Total cash and cash equivalents 11,794 8,665
Interest earning time deposits 1,500 2,000
Available-for-sale securities, at fair value 82,908 108,339
Held-to-maturity securities (fair value of $32,495 and $0, respectively) 32,495 0
Federal Home Loan Bank stock, at cost 2,913 1,929
Loans 338,074 333,748
Less: Allowance for loan losses 5,085 4,501
Loans receivable, net 332,989 329,247
Premises and equipment, net 10,183 10,108
Accrued interest receivable 1,806 1,717
Foreclosed real estate 301 426
Goodwill 3,840 3,840
Bank owned life insurance 8,216 8,046
Other assets 3,562 3,479
Total assets 492,507 477,796
Deposits:    
Interest-bearing 350,941 347,892
Noninterest-bearing 50,358 43,913
Total deposits 401,299 391,805
Short-term borrowings 24,000 9,000
Long-term borrowings 16,881 25,964
Junior subordinated debentures 5,155 5,155
Accrued interest payable 72 140
Other liabilities 4,345 4,985
Total liabilities 451,752 437,049
Shareholders' equity:    
Preferred stock - SBLF, par value $0.01 per share; $1,000 liquidation preference; 13,000 shares authorized; 13,000 shares issued and outstanding 13,000 13,000
Common stock, par value $0.01; authorized 10,000,000 shares; 2,979,969 and 2,980,469 shares issued and 2,618,182 and 2,618,182 shares outstanding, respectively 30 30
Additional paid in capital 8,211 8,120
Retained earnings 28,314 26,685
Accumulated other comprehensive loss (3,119) (1,318)
Unearned ESOP (853) (936)
Treasury stock, at cost; 361,787,and 362,287 shares respectively (4,828) (4,834)
Total shareholders' equity 40,755 40,747
Total liabilities and shareholders' equity $ 492,507 $ 477,796