Consolidated Statements Of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
OPERATING ACTIVITIES
Net income	$ 505	$ 529
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for loan losses	324	225
Proceeds from sales of loans	182	41
Originations of loans held-for-sale	(172)	(40)
Realized (gains) losses on sales and redemptions of:
Real estate acquired through foreclosure	(19)	25
Loans	(10)	(1)
Available-for-sale investment securities	(39)	(112)
Depreciation	176	199
Amortization of mortgage servicing rights	0	4
Amortization of deferred loan costs	34	51
Earnings on bank owned life insurance	(59)	(93)
Realized gain on proceeds from bank owned life insurance	(2)	0
Net amortization of premiums and discounts on investment securities	222	285
Stock based compensation and ESOP expense	54	56
Net change in accrued interest receivable	(195)	(284)
Pension plan contribution	0	(2,600)
Net change in other assets and liabilities	(505)	(129)
Net cash flows from operating activities	496	(1,844)
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	(28,173)	(37,225)
Redemptions of Federal Home Loan Bank stock	424	129
Proceeds from maturities and principal reductions of investment securities available-for-sale	8,067	4,937
Proceeds from sales and redemptions of:
Available-for-sale investment securities	1,893	5,052
Real estate acquired through foreclosure	55	46
Proceeds from bank owned life insurance	2	0
Net change in loans	(5,369)	494
Purchase of premises and equipment	(236)	(43)
Net cash flows from investing activities	(23,337)	(26,610)
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	30,973	18,341
Net change in time deposits and brokered deposits	5,607	10,795
Net change in short-term borrowings	(9,000)	0
Payments on long-term borrowings	(28)	(1,028)
Redemption of preferred stock - CPP	0	(537)
Cash dividends paid to preferred shareholder - SBLF	(83)	(142)
Cash dividends paid to common shareholders	(75)	(75)
Net cash flows from financing activities	27,394	27,354
Change in cash and cash equivalents	4,553	(1,100)
Cash and cash equivalents at beginning of period	8,665	10,218
Cash and cash equivalents at end of period	13,218	9,118
CASH PAID DURING THE PERIOD FOR:
Interest	894	1,012
Income taxes	140	0
NON-CASH INVESTING ACTIVITY
Real Estate acquired in exchange for loans	$ 0	$ 108