Consolidated Statements Of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and dividend income:
Loans, including fees	$ 4,125	$ 4,011
Debt securities:
Taxable	384	458
Tax-exempt	191	163
Dividends	34	33
Interest earning time deposits	6	7
Federal funds sold and interest earning deposits	1	1
Total interest income	4,741	4,673
Interest expense:
Interest on deposits	659	761
Interest on short-term borrowings	8	3
Interest on long-term borrowings	229	252
Total interest expense	896	1,016
Net interest income	3,845	3,657
Provision for loan losses	324	225
Net interest income after provision for loan losses	3,521	3,432
Noninterest income:
Service charges on deposit accounts	255	273
Earnings and gain on bank owned life insurance	61	93
Loan servicing fees	44	41
Net gains on sales and redemptions of investment securities	39	112
Net gains (losses) on sales of loans and foreclosed real estate	29	(24)
Debit card interchange fees	106	97
Other charges, commissions & fees	142	136
Total noninterest income	676	728
Noninterest expense:
Salaries and employee benefits	1,910	1,974
Building occupancy	365	383
Data processing	368	341
Professional and other services	159	153
Advertising	116	60
FDIC assessments	84	77
Audits and exams	61	56
Other expenses	442	411
Total noninterest expenses	3,505	3,455
Income before income taxes	692	705
Provision for income taxes	187	176
Net income	505	529
Preferred stock dividends	0	138
Net income available to common shareholders	$ 505	$ 391
Earnings per common share - basic (in dollars per share)	$ 0.20	$ 0.16
Earnings per common share - diluted (in dollars per share)	$ 0.20	$ 0.16
Dividends per common share (in dollars per share)	$ 0.03	$ 0.03