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Consolidated Statements Of Condition (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
ASSETS:    
Cash and due from banks $ 5,982 $ 6,435
Interest earning deposits 7,236 2,230
Total cash and cash equivalents 13,218 8,665
Interest earning time deposits 2,000 2,000
Investment securities, at fair value 125,955 108,339
Federal Home Loan Bank stock, at cost 1,505 1,929
Loans 338,944 333,748
Less: Allowance for loan losses 4,686 4,501
Loans receivable, net 334,258 329,247
Premises and equipment, net 10,168 10,108
Accrued interest receivable 1,912 1,717
Foreclosed real estate 372 426
Goodwill 3,840 3,840
Bank owned life insurance 8,105 8,046
Other assets 3,631 3,479
Total assets 504,964 477,796
DEPOSITS    
Interest-bearing 378,709 347,892
Noninterest-bearing 49,676 43,913
Total deposits 428,385 391,805
Short-term borrowings 0 9,000
Long-term borrowings 25,936 25,964
Junior subordinated debentures 5,155 5,155
Accrued interest payable 142 140
Other liabilities 4,297 4,985
Total liabilities 463,915 437,049
Shareholders' equity:    
Preferred stock - SBLF, par value $0.01 per share; $1,000 liquidation preference; 13,000 shares authorized; 13,000 shares issued and outstanding 13,000 13,000
Common stock, par value $0.01; authorized 10,000,000 shares; 2,979,969 and 2,980,469 shares issued and 2,618,182 and 2,618,182 shares outstanding, respectively 30 30
Additional paid in capital 8,141 8,120
Retained earnings 27,115 26,685
Accumulated other comprehensive loss (1,500) (1,318)
Unearned ESOP (909) (936)
Treasury stock, at cost; 361,787,and 362,287 shares, respectively (4,828) (4,834)
Total shareholders' equity 41,049 40,747
Total liabilities and shareholders' equity $ 504,964 $ 477,796