PARENT COMPANY - FINANCIAL INFORMATION (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2009	Dec. 31, 2010
Assets [Abstract]
Cash	$ 6,435,000	$ 6,993,000
Other assets	3,479,000	3,372,000
Total assets	477,796,000	442,980,000
Liabilities and Shareholders' Equity [Abstract]
Shareholders' equity	40,747,000	37,841,000		30,592,000
Total liabilities and shareholders' equity	477,796,000	442,980,000
Income [Abstract]
Total interest income	18,765,000	18,604,000
Expenses [Abstract]
Interest	3,908,000	4,341,000
Operating	1,492,000	1,609,000
Income (loss) before taxes and equity in undistributed net income of subsidiaries	3,577,000	3,367,000
Tax benefit	(929,000)	(1,044,000)
Net income	2,648,000	2,323,000
Operating Activities [Abstract]
Net income	2,648,000	2,323,000
Stock based compensation and ESOP expense	193,000	112,000
Net change in other assets and liabilities	(735,000)	1,141,000
Net cash flows from operating activities	2,766,000	4,010,000
Investing Activities [Abstract]
Net cash flows from investing activities	(37,545,000)	(37,795,000)
Financing Activities [Abstract]
Proceeds from exercise of stock options	5,000	66,000
Purchase of CPP Warrants from Treasury and redemption of CPP Preferred stock	0	(6,771,000)	6,771,000
Cash dividends paid to preferred shareholders	(507,000)	(457,000)
Cash dividends paid to common shareholders	(301,000)	(299,000)
Net cash flows from financing activities	33,226,000	30,240,000
Change in cash and cash equivalents	(1,553,000)	(3,545,000)
Cash and cash equivalents at beginning of period	10,218,000	13,763,000
Cash and cash equivalents at end of period	8,665,000	10,218,000
Parent Company [Member]
Assets [Abstract]
Cash	1,482,000	1,729,000
Investments	33,000	23,000
Investments in bank subsidiary	44,206,000	41,213,000
Investment in non-bank subsidiary	155,000	155,000
Other assets	390,000	328,000
Total assets	46,266,000	43,448,000
Liabilities and Shareholders' Equity [Abstract]
Accrued liabilities	364,000	452,000
Junior subordinated debentures	5,155,000	5,155,000
Shareholders' equity	40,747,000	37,841,000
Total liabilities and shareholders' equity	46,266,000	43,448,000
Income [Abstract]
Dividends from bank subsidiary	1,200,000	0
Dividends from non-bank subsidiary	3,000	4,000
Total interest income	1,203,000	4,000
Expenses [Abstract]
Interest	168,000	163,000
Operating	114,000	200,000
Total expenses	282,000	363,000
Income (loss) before taxes and equity in undistributed net income of subsidiaries	921,000	(359,000)
Tax benefit	72,000	108,000
Income (loss) before equity in undistributed net income of subsidiaries	993,000	(251,000)
Equity in undistributed net income of subsidiaries	1,655,000	2,574,000
Net income	2,648,000	2,323,000
Operating Activities [Abstract]
Net income	2,648,000	2,323,000
Equity in undistributed net income of subsidiaries	(1,655,000)	(2,574,000)
Stock based compensation and ESOP expense	193,000	112,000
Net change in other assets and liabilities	(93,000)	29,000
Net cash flows from operating activities	1,093,000	(110,000)
Investing Activities [Abstract]
Capital contributed to wholly-owned subsidiary	0	(4,900,000)
Net cash flows from investing activities	0	(4,900,000)
Financing Activities [Abstract]
Proceeds from sale of preferred stock - SBLF	0	13,000,000
Proceeds from exercise of stock options	5,000	66,000
Purchase of CPP Warrants from Treasury and redemption of CPP Preferred stock	(537,000)	(6,771,000)
Cash dividends paid to preferred shareholders	(507,000)	(457,000)
Cash dividends paid to common shareholders	(301,000)	(298,000)
Net cash flows from financing activities	(1,340,000)	5,540,000
Change in cash and cash equivalents	(247,000)	530,000
Cash and cash equivalents at beginning of period	1,729,000	1,199,000
Cash and cash equivalents at end of period	$ 1,482,000	$ 1,729,000