INTEREST RATE DERIVATIVE (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
INTEREST RATE DERIVATIVE [Abstract]
Floating rate trust preferred debenture face amount	$ 5,000,000
Variable rate basis	3-month LIBOR
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Cash flow hedge [Abstract]
Fair value of derivative liability	195,000	200,000
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	2,000,000
Remaining term	7 years
Fixed interest rate (in hundredths)	4.96%
Accumulated Other Comprehensive Income Derivatives, Pretax [Roll Forward]
Balance as of beginning of period	(200,000)	(110,000)
Amount of losses recognized in other comprehensive income	(53,000)	(151,000)
Amount of loss reclassified from other comprehensive income and recognized as interest expense	58,000	61,000
Balance as of end of period	(195,000)	(200,000)
Cash under collateral arrangements	$ 200,000