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EMPLOYEE BENEFITS AND DEFERRED COMPENSATION AND SUPPLEMENTAL RETIREMENT PLANS (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Defined Benefit Plans and Other Postretirement Benefit Plans [Line Items]    
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995 14 years  
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, beginning $ 7,549,000  
Fair value of plan assets, ending 10,786,000 7,549,000
Amounts Recognized in Accumulated Other Comprehensive Loss [Abstract]    
Gains or losses greater of the benefit obligation or the fair value of assets amortized over the average remaining service period (in hundredths) 10.00%  
Assumed Health Care Cost Trend Rates [Abstract]    
Health care cost trend rate assumption (in hundredths) 7.50%  
Ultimate health care cost trend rate (in hundredths) 5.00%  
Year that rate reaches ultimate trend rate 2018  
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Long-term inflation rate (in hundredths) 3.00%  
Amounts that will be amortized from accumulated other comprehensive income (loss) in next fiscal year 361,000  
Target Allocations [Abstract]    
Asset rebalancing threshold (in hundredths) 10.00%  
Policy range guideline (in hundredths) 20.00%  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 10,786,000 7,549,000
Expected Benefit Payments [Abstract]    
2013 269,000  
2014 280,000  
2015 289,000  
2016 300,000  
2017 333,000  
Years 2018 - 2022 1,843,000  
401 (k) Plan [Abstract]    
Employer contribution to 401 (k) plan 208,000 176,000
Directors and Certain Executive Officers [Member]
   
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]    
Deferred compensation benefit payments age 65 years  
Maximum contractual term 10 years  
Requisite service period 5 years  
Liability related to deferred compensation 1,979,000 1,929,000
Deferred compensation expense 217,000 224,000
Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 4,348,000 1,570,000
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 4,348,000 1,570,000
Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 6,438,000 5,979,000
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 6,438,000 5,979,000
Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 0
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 0
Mutual Funds - Equity - Large-cap Value [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,018,000 [1] 675,000 [1]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,018,000 [1] 675,000 [1]
Approximate or typical number of stocks held in the portfolio 150 150
Mutual Funds - Equity - Large-cap Value [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,018,000 [1] 675,000 [1]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,018,000 [1] 675,000 [1]
Mutual Funds - Equity - Large-cap Value [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [1] 0 [1]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [1] 0 [1]
Mutual Funds - Equity - Large-cap Value [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [1] 0 [1]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [1] 0 [1]
Mutual Funds - Equity - Small-cap Core [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,339,000 [2] 895,000 [2]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,339,000 [2] 895,000 [2]
Mutual Funds - Equity - Small-cap Core [Member] | Minimum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 150 150
Mutual Funds - Equity - Small-cap Core [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,339,000 [2] 895,000 [2]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,339,000 [2] 895,000 [2]
Mutual Funds - Equity - Small-cap Core [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [2] 0 [2]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [2] 0 [2]
Mutual Funds - Equity - Small-cap Core [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [2] 0 [2]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [2] 0 [2]
Mutual Funds- Equity- Large- cap Core [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 752,000 [3]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 752,000 [3]  
Mutual Funds- Equity- Large- cap Core [Member] | Minimum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 60  
Mutual Funds- Equity- Large- cap Core [Member] | Maximum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 90  
Mutual Funds- Equity- Large- cap Core [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 752,000 [3]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 752,000 [3]  
Mutual Funds- Equity- Large- cap Core [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [3]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [3]  
Mutual Funds- Equity- Large- cap Core [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [3]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [3]  
Mutual Funds- Equity- Large- cap Value One [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,239,000 [4]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,239,000 [4]  
Mutual Funds- Equity- Large- cap Value One [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,239,000 [4]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,239,000 [4]  
Mutual Funds- Equity- Large- cap Value One [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [4]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [4]  
Mutual Funds- Equity- Large- cap Value One [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [4]  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [4]  
Common/Collective Trusts - Equity - Large-cap Core [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,191,000 [5] 798,000 [5]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,191,000 [5] 798,000 [5]
Common/Collective Trusts - Equity - Large-cap Core [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [5] 0 [5]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [5] 0 [5]
Common/Collective Trusts - Equity - Large-cap Core [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 1,191,000 [5] 798,000 [5]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 1,191,000 [5] 798,000 [5]
Common/Collective Trusts - Equity - Large-cap Core [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [5] 0 [5]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [5] 0 [5]
Common/Collective Trusts - Equity - Large-cap Value [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 595,000 [6] 393,000 [6]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 595,000 [6] 393,000 [6]
Common/Collective Trusts - Equity - Large-cap Value [Member] | Minimum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 60 60
Common/Collective Trusts - Equity - Large-cap Value [Member] | Maximum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 70 70
Common/Collective Trusts - Equity - Large-cap Value [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [6] 0 [6]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [6] 0 [6]
Common/Collective Trusts - Equity - Large-cap Value [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 595,000 [6] 393,000 [6]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 595,000 [6] 393,000 [6]
Common/Collective Trusts - Equity - Large-cap Value [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [6] 0 [6]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [6] 0 [6]
Common/Collective Trusts - Equity - Large-cap Growth [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 792,000 [7] 1,087,000 [8]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 792,000 [7] 1,087,000 [8]
Common/Collective Trusts - Equity - Large-cap Growth [Member] | Minimum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 35 45
Common/Collective Trusts - Equity - Large-cap Growth [Member] | Maximum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio 55 65
Common/Collective Trusts - Equity - Large-cap Growth [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [7] 0 [8]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [7] 0 [8]
Common/Collective Trusts - Equity - Large-cap Growth [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 792,000 [7] 1,087,000 [8]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 792,000 [7] 1,087,000 [8]
Common/Collective Trusts - Equity - Large-cap Growth [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [7] 0 [8]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [7] 0 [8]
Common/Collective Trusts - Equity - International Core [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending   830,000 [9]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets   830,000 [9]
Common/Collective Trusts - Equity - International Core [Member] | Minimum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Approximate or typical number of stocks held in the portfolio   200
Percentage of portfolio invested in emerging markets (in hundredths)   0.00%
Common/Collective Trusts - Equity - International Core [Member] | Maximum [Member]
   
Pension Plan Assets Measured at Fair Value [Abstract]    
Percentage of portfolio invested in emerging markets (in hundredths)   35.00%
Common/Collective Trusts - Equity - International Core [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending   0 [9]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets   0 [9]
Common/Collective Trusts - Equity - International Core [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending   830,000 [9]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets   830,000 [9]
Common/Collective Trusts - Equity - International Core [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending   0 [9]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets   0 [9]
Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 3,860,000 [10] 2,871,000 [10]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 3,860,000 [10] 2,871,000 [10]
Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [10] 0 [10]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [10] 0 [10]
Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 3,860,000 [10] 2,871,000 [10]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 3,860,000 [10] 2,871,000 [10]
Common/Collective Trusts - Fixed Income - Market Duration Fixed [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0 [10] 0 [10]
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 [10] 0 [10]
Equities [Member]
   
Target Allocations [Abstract]    
Target plan asset allocations - well-funded (in hundredths) 65.00%  
Target plan asset allocations, not well-funded (in hundredths) 50.00%  
Fixed Income Securities [Member]
   
Target Allocations [Abstract]    
Target plan asset allocations - well-funded (in hundredths) 35.00%  
Target plan asset allocations, not well-funded (in hundredths) 50.00%  
Cash Equivalents-Money Market [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0  
Cash Equivalents-Money Market [Member] | Level 1 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0  
Cash Equivalents-Money Market [Member] | Level 2 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0  
Cash Equivalents-Money Market [Member] | Level 3 [Member]
   
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, ending 0  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0  
Pension Benefits [Member]
   
Change in Benefit Obligation [Roll Forward]    
Benefit obligation at beginning of period 10,167,000 7,539,000
Service cost 166,000 328,000
Interest cost 397,000 414,000
Actuarial loss 863,000 2,085,000
Curtailment gain (1,919,000) 0
Benefits paid (209,000) (199,000)
Benefit obligation at end of period 9,465,000 10,167,000
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, beginning 7,549,000 7,890,000
Actual return on plan assets 846,000 (142,000)
Benefits paid (209,000) (199,000)
Employer contributions 2,600,000 0
Fair value of plan assets, ending 10,786,000 7,549,000
Funded status - asset (liability) 1,321,000 (2,618,000)
Amounts Recognized in Accumulated Other Comprehensive Loss [Abstract]    
Unrecognized transition obligation 0 0
Net loss, net of curtailment gain 4,466,000 5,940,000
Accumulated other comprehensive loss before tax 4,466,000 5,940,000
Tax Effect 1,786,000 2,376,000
Accumulated other comprehensive income after tax 2,680,000 3,564,000
Accumulated benefit obligation 9,465,000 8,245,000
Significant Assumptions Used in Determining Benefit Obligations [Abstract]    
Weighted average discount rate (in hundredths) 4.05% 4.40%
Rate of increase in future compensation levels (in hundredths) 0.00% 3.50%
Composition of Net Periodic Benefit Plan Cost [Abstract]    
Service cost 166,000 328,000
Interest cost 397,000 414,000
Expected return on plan assets (809,000) (625,000)
Amortization of transition obligation 0 0
Amortization of net losses 381,000 247,000
Net periodic benefit cost 135,000 364,000
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Weighted average discount rate (in hundredths) 4.40% 5.54%
Expected long term rate of return on plan assets (in hundredths) 8.00% 8.00%
Rate of increase in future compensation levels (in hundredths) 0.00% 3.50%
Expected net periodic benefit cost in next fiscal year 76,000  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 10,786,000 7,549,000
Expected Benefit Payments [Abstract]    
2013 234,000  
2014 244,000  
2015 253,000  
2016 264,000  
2017 296,000  
Years 2018 - 2022 1,678,000  
Pension Benefits [Member] | Minimum [Member]
   
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Expected long term rate of return on plan assets (in hundredths) 7.00%  
Pension Benefits [Member] | Maximum [Member]
   
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Expected long term rate of return on plan assets (in hundredths) 11.00%  
Pension Benefits [Member] | Equities [Member] | Minimum [Member]
   
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Expected long term rate of return on plan assets (in hundredths) 5.00%  
Pension Benefits [Member] | Equities [Member] | Maximum [Member]
   
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Expected long term rate of return on plan assets (in hundredths) 9.00%  
Pension Benefits [Member] | Fixed Income Securities [Member] | Minimum [Member]
   
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Expected long term rate of return on plan assets (in hundredths) 2.00%  
Pension Benefits [Member] | Fixed Income Securities [Member] | Maximum [Member]
   
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Expected long term rate of return on plan assets (in hundredths) 6.00%  
Postretirement Benefits [Member]
   
Change in Benefit Obligation [Roll Forward]    
Benefit obligation at beginning of period 401,000 364,000
Service cost 0 0
Interest cost 17,000 19,000
Actuarial loss 68,000 47,000
Curtailment gain 0 0
Benefits paid (36,000) (29,000)
Benefit obligation at end of period 450,000 401,000
Change in Plan Assets [Roll Forward]    
Fair value of plan assets, beginning 0 0
Actual return on plan assets 0 0
Benefits paid (36,000) (29,000)
Employer contributions 36,000 29,000
Fair value of plan assets, ending 0 0
Funded status - asset (liability) (450,000) (401,000)
Amounts Recognized in Accumulated Other Comprehensive Loss [Abstract]    
Unrecognized transition obligation 0 2,000
Net loss, net of curtailment gain 142,000 86,000
Accumulated other comprehensive loss before tax 142,000 88,000
Tax Effect 57,000 35,000
Accumulated other comprehensive income after tax 85,000 53,000
Accumulated benefit obligation 450,000 401,000
Significant Assumptions Used in Determining Benefit Obligations [Abstract]    
Weighted average discount rate (in hundredths) 4.05% 4.40%
Rate of increase in future compensation levels (in hundredths) 0.00% 0.00%
Composition of Net Periodic Benefit Plan Cost [Abstract]    
Service cost 0 0
Interest cost 17,000 19,000
Expected return on plan assets 0 0
Amortization of transition obligation 2,000 18,000
Amortization of net losses 13,000 1,000
Net periodic benefit cost 32,000 38,000
Significant Assumptions Used in Determining Net Periodic Benefit Plan Cost [Abstract]    
Weighted average discount rate (in hundredths) 4.40% 5.54%
Expected long term rate of return on plan assets (in hundredths) 0.00% 0.00%
Rate of increase in future compensation levels (in hundredths) 0.00% 0.00%
Estimated amortization of the unrecognized transition obligation and actuarial loss in next fiscal year 20,000  
Expected net periodic benefit cost in next fiscal year 76,000  
Pension Plan Assets Measured at Fair Value [Abstract]    
Fair value of plan assets 0 0
Estimated future employer contributions in next fiscal year 35,000  
Expected Benefit Payments [Abstract]    
2013 35,000  
2014 36,000  
2015 36,000  
2016 36,000  
2017 37,000  
Years 2018 - 2022 165,000  
Supplemental Executive Retirement Plans [Member]
   
Expected Benefit Payments [Abstract]    
Other accrued liabilities 173,000 218,000
Compensation expense 16,000 19,000
Cash surrender value of life insurance $ 8,046,000 $ 7,939,000
[1] This category consists of investments whose sector and industry exposures are maintained within a narrow band around Russell 1000 index. The portfolio holds approximately 150 stocks.
[2] This category contains stocks whose sector weightings are maintained within a narrow band around those of the Russell 2000 index. The portfolio will typically hold more than 150 stocks.
[3] This category consists of a mutual fund that seeks fast growing large-cap companies with sustainable franchises and positive price momentum. The portfolio holds 60 to 90 stocks.
[4] This category has investments in medium to large non-US companies, including high quality, durable growth companies and companies based in countries with stable economic and political systems.
[5] This fund tracks the performance of the S&P 500 Index by purchasing the securities represented in the Index in approximately the same weightings as the Index.
[6] This category contains large-cap stocks with above-average yields. The portfolio typically holds between 60 and 70 stocks.
[7] This category consists of a portfolio of between 35 and 55 stocks of fast growing, predictable, and cyclical large cap growth companies.
[8] This category consists of a portfolio of between 45 and 65 stocks that will typically overweight technology and health care.
[9] This category consists of a broadly diversified portfolio of non-U.S. domiciled stocks. The portfolio will typically hold more than 200 stocks, with 0% - 35% invested in emerging markets securities.
[10] This category consists of an index fund that tracks the Barclays Capital U.S. Aggregate Bond Index. The fund invests in Treasury, agency, corporate, mortgage-backed and asset-backed securities.