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SERVICING (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
SERVICING [Abstract]    
Unpaid principal balance of mortgage and other loans $ 24,775,000 $ 31,241,000
Capitalized servicing rights 2,000 8,000
Mortgage servicing rights capitalized 2,000 0
Mortgage servicing rights amortized $ 7,000 $ 27,000