INVESTMENT SECURITIES - AVAILABLE-FOR-SALE (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Schedule of Available-for-sale Securities [Line Items]
Total investment securities, amortized cost basis	$ 105,733,000	$ 98,606,000
Gross Unrealized Gains	3,026,000	2,485,000
Gross Unrealized Losses	(420,000)	(696,000)
Estimated Fair Value	108,339,000	100,395,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]
Less than twelve months Unrealized Losses	(30,000)	(136,000)
Twelve months or more Unrealized Losses	(390,000)	(560,000)
Total Unrealized Losses	(420,000)	(696,000)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	5,385,000	15,797,000
Twelve months or more Fair Value	1,580,000	1,413,000
Total Fair Value	6,965,000	17,210,000
Number of securities in unrealized loss positions, less than twelve months	13	22
Number of securities in unrealized loss positions, twelve months or more	2	3
Number of securities in unrealized loss positions	15	25
Number of securities rated below Baa1 or better	2
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less, amortized cost	7,907,000
Due after one year through five years, amortized cost	21,527,000
Due after five years through ten years, amortized cost	8,405,000
Due after ten years, amortized cost	17,691,000
Mortgage-backed securities	47,409,000
Totals, amortized cost	102,939,000
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less, fair value	7,942,000
Due after one year through five years, fair value	21,998,000
Due after five years through ten years, fair value	8,790,000
Due after ten years, fair value	17,930,000
Mortgage-backed securities, fair value	48,556,000
Available-for-sale securities, debt maturities, fair value, totals	105,216,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Beginning balance - beginning of period	0	875,000
Reductions for securities sold	0	(875,000)
Ending balance - end of period	0	0
Number of securities sold with other than temporary impairment credit losses recognized in earnings credit losses		1
Gain (Loss) on Sale of Investments [Abstract]
Realized gains	397,000	796,000
Realized losses	(22,000)	(5,000)
Total	375,000	791,000
Securities Pledged To Collateralize Deposit	46,000,000	43,100,000
Securities Pledged To Collateralize Borrowing	37,800,000	21,800,000
Borrowings Secured By Collateral	5,000,000	5,000,000
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, debt securities	102,939,000	95,789,000
Gross Unrealized Gains	2,697,000	2,292,000
Gross Unrealized Losses	(420,000)	(695,000)
Estimated Fair Value	105,216,000	97,386,000
US Treasury, agencies and GSEs [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, debt securities	6,175,000	5,025,000
Gross Unrealized Gains	16,000	48,000
Gross Unrealized Losses	(8,000)	0
Estimated Fair Value	6,183,000	5,073,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]
Less than twelve months Unrealized Losses	(8,000)
Twelve months or more Unrealized Losses	0
Total Unrealized Losses	(8,000)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	992,000
Twelve months or more Fair Value	0
Total Fair Value	992,000
Number of securities in unrealized loss positions, less than twelve months	1
Number of securities in unrealized loss positions, twelve months or more	0
Number of securities in unrealized loss positions	1
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, debt securities	26,413,000	19,508,000
Gross Unrealized Gains	1,065,000	797,000
Gross Unrealized Losses	(7,000)	(1,000)
Estimated Fair Value	27,471,000	20,304,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]
Less than twelve months Unrealized Losses	(7,000)	(1,000)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	(7,000)	(1,000)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	2,008,000	412,000
Twelve months or more Fair Value	0	0
Total Fair Value	2,008,000	412,000
Number of securities in unrealized loss positions, less than twelve months	8	1
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	8	1
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, debt securities	22,942,000	21,086,000
Gross Unrealized Gains	468,000	38,000
Gross Unrealized Losses	(404,000)	(690,000)
Estimated Fair Value	23,006,000	20,434,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]
Less than twelve months Unrealized Losses	(14,000)	(131,000)
Twelve months or more Unrealized Losses	(390,000)	(559,000)
Total Unrealized Losses	(404,000)	(690,000)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	974,000	13,489,000
Twelve months or more Fair Value	1,580,000	1,410,000
Total Fair Value	2,554,000	14,899,000
Number of securities in unrealized loss positions, less than twelve months	2	19
Number of securities in unrealized loss positions, twelve months or more	2	2
Number of securities in unrealized loss positions	4	21
Residential mortgage-backed - US agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, debt securities	47,113,000	49,665,000
Gross Unrealized Gains	1,139,000	1,395,000
Gross Unrealized Losses	(1,000)	(4,000)
Estimated Fair Value	48,251,000	51,056,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]
Less than twelve months Unrealized Losses	(1,000)	(4,000)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	(1,000)	(4,000)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value	1,411,000	1,896,000
Twelve months or more Fair Value	0	0
Total Fair Value	1,411,000	1,896,000
Number of securities in unrealized loss positions, less than twelve months	2	2
Number of securities in unrealized loss positions, twelve months or more	0	0
Number of securities in unrealized loss positions	2	2
Residential mortgage-backed-Private label [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, debt securities	296,000	505,000
Gross Unrealized Gains	9,000	14,000
Gross Unrealized Losses	0	0
Estimated Fair Value	305,000	519,000
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	2,794,000	2,817,000
Gross Unrealized Gains	329,000	193,000
Gross Unrealized Losses	0	(1,000)
Estimated Fair Value	3,123,000	3,009,000
Mutual Funds Ultra Short Mortgage Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	1,286,000	1,286,000
Gross Unrealized Gains	5,000	12,000
Gross Unrealized Losses	0	0
Estimated Fair Value	1,291,000	1,298,000
Mutual Funds Large Cap Equity Fund [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	905,000	905,000
Gross Unrealized Gains	176,000	119,000
Gross Unrealized Losses	0	0
Estimated Fair Value	1,081,000	1,024,000
Other Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	183,000	183,000
Gross Unrealized Gains	136,000	60,000
Gross Unrealized Losses	0	0
Estimated Fair Value	319,000	243,000
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost, equity securities	420,000	443,000
Gross Unrealized Gains	12,000	2,000
Gross Unrealized Losses	0	(1,000)
Estimated Fair Value	432,000	444,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses [Abstract]
Less than twelve months Unrealized Losses		0
Twelve months or more Unrealized Losses		(1,000)
Total Unrealized Losses		(1,000)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than twelve months Fair Value		0
Twelve months or more Fair Value		3,000
Total Fair Value		$ 3,000
Number of securities in unrealized loss positions, less than twelve months		0
Number of securities in unrealized loss positions, twelve months or more		1
Number of securities in unrealized loss positions		1