COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2012

COMMITMENTS AND CONTINGENCIES [Abstract]

Summary of the Contractual Amounts of Financial Instruments with Credit Risk

At December 31, 2012 and 2011, the following financial instruments were outstanding whose contract amounts represent credit risk:

	Contract Amount
(In thousands)	2012		2011
Commitments to grant loans	$	25,145	$	9,010
Unfunded commitments under lines of credit		19,017		17,174
Standby letters of credit		1,481		1,595

Minimum Rental Commitments for Non-cancelable Operating Leases

Approximate minimum rental commitments for non-cancelable operating leases are as follows:

Years Ending December 31:
(In thousands)
2013	$	63
2014		33
2015		33
2016		33
2017		33
Total minimum lease payments	$	195