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PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2012

A summary of premises and equipment at December 31, is as follows:

(In thousands)	2012		2011
Land	$	1,544	$	1,544
Buildings		10,056		10,056
Furniture, fixtures and equipment		9,051		8,703
Construction in progress		186		353
		20,837		20,656
Less: Accumulated depreciation		10,729		9,959
	$	10,108	$	10,697

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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