EARNINGS PER SHARE (Tables)

12 Months Ended

Dec. 31, 2012

EARNINGS PER SHARE [Abstract]

Calculations of Basic and Diluted Earnings Per Share

The following table sets forth the calculation of basic and diluted earnings per share:

	Years Ended
	December 31,
(In thousands, except per share data)	2012		2011
Basic Earnings Per Common Share
Net income available to common shareholders	$	2,199	$	1,320
Weighted average common shares outstanding		2,504		2,490
Basic earnings per common share	$	0.88	$	0.53
Diluted Earnings Per Common Share
Net income available to common shareholders	$	2,199	$	1,320
Weighted average common shares outstanding		2,504		2,490
Effect of assumed exercise of stock options		8		3
Effect of assumed exercise of stock warrants		4		43
Diluted weighted average common shares outstanding		2,516		2,536
Diluted earnings per common share	$	0.87	$	0.52