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Consolidated Statements Of Condition (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
ASSETS :    
Cash and due from banks $ 9,349 $ 7,093
Interest earning deposits 4,725 3,125
Total cash and cash equivalents 14,074 10,218
Interest earning time deposits 2,000 2,000
Investment securities, at fair value 114,312 100,395
Federal Home Loan Bank stock, at cost 1,910 1,528
Loans 324,150 304,750
Less: Allowance for loan losses 4,433 3,980
Loans receivable, net 319,717 300,770
Premises and equipment, net 10,197 10,697
Accrued interest receivable 1,921 1,685
Foreclosed real estate 429 536
Goodwill 3,840 3,840
Bank owned life insurance 8,137 7,939
Other assets 2,826 3,372
Total assets 479,363 442,980
Deposits:    
Interest-bearing 349,355 328,976
Noninterest-bearing 44,483 37,153
Total deposits 393,838 366,129
Short-term borrowings 9,000 0
Long-term borrowings 25,991 26,074
Junior subordinated debentures 5,155 5,155
Accrued interest payable 129 145
Other liabilities 4,311 7,636
Total liabilities 438,424 405,139
Shareholders' equity:    
Preferred stock - SBLF, par value $0.01 per share; $1,000 liquidation preference; 13,000 shares authorized; 13,000 shares issued and outstanding 13,000 13,000
Common stock, par value $0.01; authorized 10,000,000 shares; 2,979,969 and 2,617,682 shares issued and outstanding, respectively 30 30
Additional paid in capital 8,098 8,730
Retained earnings 26,114 24,618
Accumulated other comprehensive loss (505) (2,664)
Unearned ESOP (964) (1,039)
Treasury stock, at cost; 362,287 shares (4,834) (4,834)
Total shareholders' equity 40,939 37,841
Total liabilities and shareholders' equity $ 479,363 $ 442,980