Subsequent Events	6 Months Ended
Jun. 30, 2011
Notes to Financial Statements [Abstract]
Subsequent Events	(12) Subsequent Events The Company established the Pathfinder Bank Employee Stock Ownership Plan (“Plan”) to purchase stock of the Company for the benefit of its employees. In July 2011, the Plan received a $1.1 million loan from Community Bank, N.A. to fund the purchase of 125,000 Employee Stock Ownership Plan (“ESOP”) shares that were held in Treasury. The loan will be payable in equal quarterly installments of principal plus interest over ten years beginning October 1, 2011. Interest will be accrued based on the Wall Street Journal Prime Rate plus 1.00%, and secured by the market value of unallocated shares of the ESOP stock. In accordance with the payment of principal and interest on the loan, a proportionate amount of shares will be allocated to the employees over the ten year time horizon of the loan. Participants’ vesting interest in the shares of company stock will be at the rate of 20% per year. On July 25, 2011, the Company received preliminary approval for its participation in the Small Business Lending Fund (“SBLF”) in the amount of $13,000,000. In connection with the funding of the SBLF, the Company will redeem all 6,771 shares of its Fixed Rate Cumulative Perpetual Preferred Stock (“Preferred Stock”) it sold to the U.S. Department of Treasury (“Treasury Department”) on September 11, 2009, in connection with the Treasury Department’s Capital Purchase Program (“CPP”). The Company will pay $6,771,000 representing the original investment, plus accrued dividends to the Treasury Department to redeem the Preferred Stock. As a result of the proposed redemption of the Preferred Stock, the Company expects to record a reduction in retained earnings of approximately $470,000 associated with the acceleration of the discount accretion relating to the difference between the amount at which the Preferred Stock was initially recorded and the redemption price. The preferred stock dividend and the acceleration of the accretion on preferred stock will reduce the net income available to common shareholders, which is used in calculating earnings per share. In connection with the CPP financing, the Treasury Department also received warrants to purchase 154,354 shares of the Company’s common stock with an exercise price of $6.58 per share. Management is analyzing the impact of repurchasing the warrants that were issued in connection with the issuance of the CPP Preferred Shares. The anticipated closing date for the SBLF participation is August 18, 2011. The SBLF provides Tier 1 Capital to qualified community banks with assets of less than $10 billion. The Treasury Department will make SBLF funding available by purchasing senior preferred stock issued by the Company. Funding of up to 5% of consolidated risk-weighted assets is available through the issuance of the Preferred Stock. The SBLF Preferred Stock pays cumulative dividends, at a rate adjusted quarterly, based on the growth in a qualifying commercial loan portfolio held by the Company. The related dividend rate can range from 5% to 1% for the first four and one-half years after funding is received, depending on the level of qualifying commercial loan portfolio activity. Since the amount of the SBLF funding is nearly double that of the CPP funding, the total amount of dividend payments under the SBLF funding will be greater than the dividends incurred under the CPP funding, with the potential for the dividend rate to be less than compared to the CPP fixed dividend rate of 5%. The dividend rate moves to 9% after four and one-half years if the funding has not been repaid. SBLF funding can be prepaid at anytime with regulatory approval.

The Company established the Pathfinder Bank Employee Stock Ownership Plan (“Plan”) to purchase stock of the Company for the benefit of its employees. In July 2011, the Plan received a $1.1 million loan from Community Bank, N.A. to fund the purchase of 125,000 Employee Stock Ownership Plan (“ESOP”) shares that were held in Treasury. The loan will be payable in equal quarterly installments of principal plus interest over ten years beginning October 1, 2011. Interest will be accrued based on the Wall Street Journal Prime Rate plus 1.00%, and secured by the market value of unallocated shares of the ESOP stock. In accordance with the payment of principal and interest on the loan, a proportionate amount of shares will be allocated to the employees over the ten year time horizon of the loan. Participants’ vesting interest in the shares of company stock will be at the rate of 20% per year.

On July 25, 2011, the Company received preliminary approval for its participation in the Small Business Lending Fund (“SBLF”) in the amount of $13,000,000. In connection with the funding of the SBLF, the Company will redeem all 6,771 shares of its Fixed Rate Cumulative Perpetual Preferred Stock (“Preferred Stock”) it sold to the U.S. Department of Treasury (“Treasury Department”) on September 11, 2009, in connection with the Treasury Department’s Capital Purchase Program (“CPP”). The Company will pay $6,771,000 representing the original investment, plus accrued dividends to the Treasury Department to redeem the Preferred Stock. As a result of the proposed redemption of the Preferred Stock, the Company expects to record a reduction in retained earnings of approximately $470,000 associated with the acceleration of the discount accretion relating to the difference between the amount at which the Preferred Stock was initially recorded and the redemption price. The preferred stock dividend and the acceleration of the accretion on preferred stock will reduce the net income available to common shareholders, which is used in calculating earnings per share. In connection with the CPP financing, the Treasury Department also received warrants to purchase 154,354 shares of the Company’s common stock with an exercise price of $6.58 per share. Management is analyzing the impact of repurchasing the warrants that were issued in connection with the issuance of the CPP Preferred Shares. The anticipated closing date for the SBLF participation is August 18, 2011.

The SBLF provides Tier 1 Capital to qualified community banks with assets of less than $10 billion. The Treasury Department will make SBLF funding available by purchasing senior preferred stock issued by the Company. Funding of up to 5% of consolidated risk-weighted assets is available through the issuance of the Preferred Stock. The SBLF Preferred Stock pays cumulative dividends, at a rate adjusted quarterly, based on the growth in a qualifying commercial loan portfolio held by the Company. The related dividend rate can range from 5% to 1% for the first four and one-half years after funding is received, depending on the level of qualifying commercial loan portfolio activity. Since the amount of the SBLF funding is nearly double that of the CPP funding, the total amount of dividend payments under the SBLF funding will be greater than the dividends incurred under the CPP funding, with the potential for the dividend rate to be less than compared to the CPP fixed dividend rate of 5%. The dividend rate moves to 9% after four and one-half years if the funding has not been repaid. SBLF funding can be prepaid at anytime with regulatory approval.