Consolidated Statements Of Condition (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS:
Cash and due from banks	$ 12,394	$ 6,366
Interest earning deposits	390	7,397
Total cash and cash equivalents	12,784	13,763
Investment securities, at fair value	90,314	85,327
Federal Home Loan Bank stock, at cost	1,815	2,134
Loans	289,496	285,296
Less: Allowance for loan losses	4,006	3,648
Loans receivable, net	285,490	281,648
Premises and equipment, net	10,532	9,432
Accrued interest receivable	1,640	1,709
Foreclosed real estate	945	375
Goodwill	3,840	3,840
Bank owned life insurance	7,832	6,915
Other assets	3,340	3,402
Total assets	418,532	408,545
Deposits:
Interest-bearing	306,069	295,786
Noninterest-bearing	38,280	30,716
Total deposits	344,349	326,502
Short-term borrowings	7,106	13,000
Long-term borrowings	25,000	28,000
Junior subordinated debentures	5,155	5,155
Other liabilities	4,480	5,296
Total liabilities	386,090	377,953
Shareholders' equity:
Preferred stock, par value $0.01 per share; $1,000 liquidation preference; 1,000,000 shares authorized; 6,771 shares issued and outstanding	6,290	6,225
Common stock, par value $0.01; authorized 10,000,000 shares; 2,973,719 and 2,972,119 shares issued and 2,486,432, and 2,484,832 shares outstanding, respectively	30	30
Additional paid in capital	8,631	8,615
Retained earnings	24,792	24,163
Accumulated other comprehensive loss	(799)	(1,939)
Treasury stock, at cost; 487,287 shares	(6,502)	(6,502)
Total shareholders' equity	32,442	30,592
Total liabilities and shareholders' equity	$ 418,532	$ 408,545