EX-21 2 exh21.htm SUBSIDIARIES OF THE COMPANY exh21.htm
EXHIBIT 21:  SUBSIDIARIES OF THE COMPANY

 
Company
  
Percent Owned
  
Jurisdiction or State of Incorporation
Pathfinder Bank
    100 %
New York
Pathfinder Statutory Trust II
     100 %
Delaware
Pathfinder Commercial Bank (1)
     100 %
New York
Pathfinder REIT, Inc. (1)
     100 %
New York
Whispering Oaks Development Corp. (1)
     100 %
New York

(1) Wholly owned subsidiary of Pathfinder Bank.