-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 NuMfqTKf/AWM3HnkAUw4P0ZLxfsruP/u7xjkY4rzMPJU2XgggEQySmIQJer441mn
 GD2uFkJeqFIqltUGMi22+A==

<SEC-DOCUMENT>0000943374-97-000099.txt : 19970924
<SEC-HEADER>0000943374-97-000099.hdr.sgml : 19970924
ACCESSION NUMBER:		0000943374-97-000099
CONFORMED SUBMISSION TYPE:	DEL AM
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19970923
SROS:			NASD

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PATHFINDER BANCORP INC
		CENTRAL INDEX KEY:			0001046188
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEL AM
		SEC ACT:		
		SEC FILE NUMBER:	333-36051
		FILM NUMBER:		97684047

	BUSINESS ADDRESS:	
		STREET 1:		214 W FIRST ST
		CITY:			OSWEGO
		STATE:			DE
		ZIP:			13126
		BUSINESS PHONE:		3153430057

	MAIL ADDRESS:	
		STREET 1:		214 W FIRST ST
		CITY:			OSWEGO
		STATE:			DE
		ZIP:			13126
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEL AM
<SEQUENCE>1
<DESCRIPTION>DELAYING AMENDMENT
<TEXT>


     The registrant hereby amends this registration statement on
such date or dates as may be necessary to delay its effective
date until the registrant shall file a further amendment which
specifically states that this registration shall thereafter
become effective in accordance with Section 8(a) of the
Securities Act of 1933 or until the registration statement shall
become effective on such date as the Securities and Exchange
Commission, acting pursuant to said Section 8(a), may determine.

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----