Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Cash and cash equivalents:
Cash and due from financial institutions	$ 17,447	$ 16,686
Interest-bearing deposits in banks	130,741	92,255
Total cash and cash equivalents	148,188	108,941
Certificates of deposit (“CDs”) held for investment (at cost, which approximates fair value)	43,034	53,000
Investment securities held to maturity, at amortized cost (estimated fair value $7,744 and $8,395)	7,139	7,511
Investment securities available for sale, at fair value	1,241	1,342
Federal Home Loan Bank of Des Moines (“FHLB”) stock	1,107	2,204
Other investments, at cost	3,000	0
Loans held for sale	3,599	3,604
Loans receivable, net of allowance for loans losses of $9,553 and $9,826	690,364	663,146
Premises and equipment, net	18,418	16,159
Other real estate owned (“OREO”) and other repossessed assets, net	3,301	4,117
Accrued interest receivable	2,520	2,348
Bank owned life insurance (“BOLI”)	19,266	18,721
Goodwill	5,650	5,650
Mortgage servicing rights (“MSRs”), net	1,825	1,573
Other assets	3,372	3,072
Total assets	952,024	891,388
Deposits:
Non-interest-bearing demand	205,952	172,283
Interest-bearing	631,946	589,251
Total deposits	837,898	761,534
FHLB borrowings	0	30,000
Other liabilities and accrued expenses	3,126	3,020
Total liabilities	841,024	794,554
Commitments and contingencies (See Note 14)
Shareholders’ equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized; none issued	0	0
Common stock, $0.01 par value; 50,000,000 shares authorized; 7,361,077 shares issued and outstanding - September 30, 2017 6,943,868 shares issued and outstanding - September 30, 2016	13,286	9,961
Unearned shares issued to Employee Stock Ownership Plan (“ESOP”)	(397)	(661)
Retained earnings	98,235	87,709
Accumulated other comprehensive loss	(124)	(175)
Total shareholders’ equity	111,000	96,834
Total liabilities and shareholders’ equity	$ 952,024	$ 891,388