Note 18 - Regulatory Matters: Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies (Tables)

12 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies

	Actual		Capital Adequacy Purposes		To be Well Capitalized Under Prompt Corrective Action Provisions
	Amount	Ratio	Amount	Ratio	Amount	Ratio
September 30, 2012
Tier 1 leverage capital:
Timberland Bancorp	$85,455	11.7%	$29,313	4.0%	N/A	N/A
Timberland Bank	79,911	10.9	73,013	10.0(1)	$73,013	10.0%
Tier 1 risk adjusted capital:
Timberland Bancorp	85,455	15.5	22,042	4.0	N/A	N/A
Timberland Bank	79,911	14.5	33,036	6.0(1)	33,036	6.0
Total risk based capital:
Timberland Bancorp	92,406	16.8	44,084	8.0	N/A	N/A
Timberland Bank	86,856	15.8	55,059	10.0(1)	55,059	10.0
September 30, 2011
Tier 1 leverage capital:
Timberland Bancorp	$81,107	11.1%	$29,261	4.0%	N/A	N/A
Timberland Bank	74,588	10.3	72,662	10.0(1)	$72,662	10.0%
Tier 1 risk adjusted capital:
Timberland Bancorp	81,107	15.2	21,351	4.0	N/A	N/A
Timberland Bank	74,588	14.0	31,951	6.0(1)	31,951	6.0
Total risk based capital:
Timberland Bancorp	87,844	16.5	42,702	8.0	N/A	N/A
Timberland Bank	81,310	15.3	53,251	10.0(1)	53,251	10.0

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(1) Reflects the higher Tier 1 leverage capital ratio that the Bank was required to comply with under terms of the Bank MOU that was in effect at September 30, 2012.  Also reflects that the Bank is required to maintain Tier 1 risk adjusted capital ratio and Total risk-based capital ratio at or above the “well capitalized” thresholds under the terms of the Bank MOU.