Note 4 - Loans Receivable and Allowance For Loan Losses: Schedule of loans evaluated individually for impairment and collectively evaluated for impairment in the allowance for loan losses (Tables)

12 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of loans evaluated individually for impairment and collectively evaluated for impairment in the allowance for loan losses

	Allowance for Loan Losses			Recorded Investment in Loans
	Individually Evaluated for Impairment	Collectively Evaluated for Impairment	Total	Individually Evaluated for Impairment	Collectively Evaluated for Impairment	Total
Mortgage loans:
One-to four-family	$      678	$      880	$    1,558	$     5,282	$ 101,697	$ 106,979
Multi-family	711	445	1,156	6,879	40,642	47,521
Commercial	667	3,580	4,247	17,192	239,062	256,254
Construction – custom and owner / builder	15	371	386	309	20,159	20,468
Construction – speculative one- to four-family	109	19	128	1,027	495	1,522
Construction – commercial	--	429	429	--	17,157	17,157
Construction – multi-family	--	--	--	345	--	345
Construction – land development	--	--	--	589	--	589
Land	686	1,706	2,392	8,613	31,042	39,655
Consumer loans:
Home equity and second mortgage	36	723	759	562	32,252	32,814
Other	--	254	254	7	6,176	6,183
Commercial business loans	--	516	516	--	22,588	22,588
	$ 2,902	$ 8,923	$ 11,825	$ 40,805	$ 511,270	$ 552,075

The following table presents information on the loans evaluated individually and collectively for impairment in the allowance for loan losses by portfolio segment at September 30, 2011 (dollars in thousands):

	Allowance for Loan Losses			Recorded Investment in Loans
	Individually Evaluated for Impairment	Collectively Evaluated for Impairment	Total	Individually Evaluated for Impairment	Collectively Evaluated for Impairment	Total
Mortgage loans:
One-to four-family	$       45	$     715	$       760	$    3,701	$ 110,979	$ 114,680
Multi-family	632	444	1,076	5,482	25,500	30,982
Commercial	255	3,780	4,035	19,322	226,715	246,037
Construction – custom and owner / builder	11	211	222	320	16,777	17,097
Construction – speculative one- to four-family	37	132	169	700	906	1,606
Construction – commercial	738	56	794	5,435	2,479	7,914
Construction – multi-family	--	354	354	632	4,867	5,499
Construction – land development	--	79	79	1,882	221	2,103
Land	560	2,235	2,795	9,997	39,239	49,236
Consumer loans:
Home equity and second mortgage	10	450	460	1,014	34,994	36,008
Other	1	414	415	1	8,239	8,240
Commercial business loans	--	787	787	44	22,466	22,510
	$ 2,289	$ 9,657	$ 11,946	$ 48,530	$ 493,382	$ 541,912