UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                           Commission File Number   000-23283


                      Franchise Mortgage Acceptance Company
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             (Exact name of registrant as specified in its charter)


     1888 Century Park East, 3rd Floor, Los Angeles, CA 90067 (310) 229-2600
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(Address,  including zip code,  and telephone  number,  including  area code, of
registrant's principal executive offices)


                    COMMON STOCK, PAR VALUE $0.001 PER SHARE
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            (Title of each class of securities covered by this Form)


                                      NONE
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(Titles of all other  classes  of  securities  for which a duty to file  reports
under section 13(a) or 15(d) remains)

      Please  place  an X in the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

            Rule 12g-4(a)(1)(i)  /X/               Rule 12h-3(b)(1)(i)   / /
            Rule 12g-4(a)(1)(ii) / /               Rule 12h-3(b)(1)(ii)  / /
            Rule 12g-4(a)(2)(i)  / /               Rule 12h-3(b)(2)(i)   / /
            Rule 12g-4(a)(2)(ii) / /               Rule 12h-3(b)(2)(ii)  / /
                                                   Rule 15d-6            / /

      Approximate  number of holders of record as of the certification or notice
date: None
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     Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,
Franchise Mortgage Acceptance Company has caused this certification/notice to be
signed on its behalf by the undersigned duly authorized person.



Date: November 2, 1999                       By: /s/ Robert J. Flax
                                                 -----------------------------
                                                 Robert J. Flax
                                                 Secretary
                                                 of Bay View Capital Corporation
                                                 (successor by merger to
                                                   Franchise Mortgage Acceptance
                                                   Company)