The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 11,007 55,415 SH   SOLE   55,415 0 0
A.O. Smith Corp. COM 831865209 18,319 254,223 SH   SOLE   254,223 0 0
Abbott Laboratories COM 002824100 22,845 197,058 SH   SOLE   197,058 0 0
AbbVie Inc. COM 00287y109 23,515 208,762 SH   SOLE   208,762 0 0
Abiomed Inc. COM 003654100 911 2,920 SH   SOLE   2,920 0 0
Activision, Inc. COM 00507V109 495 5,182 SH   SOLE   5,182 0 0
Adobe Inc. COM 00724F101 20,446 34,913 SH   SOLE   34,913 0 0
AFLAC Inc. COM 001055102 287 5,356 SH   SOLE   5,356 0 0
Air Products and Chemical Co. COM 009158106 861 2,992 SH   SOLE   2,992 0 0
Alibaba Group Holding Ltd COM 01609w102 950 4,188 SH   SOLE   4,188 0 0
Alphabet Inc Cl A COM 02079K305 29,360 12,024 SH   SOLE   12,024 0 0
Alphabet Inc Cl C COM 02079K107 12,401 4,948 SH   SOLE   4,948 0 0
ALPS REIT Dividend Dogs ETF COM 00162q106 568 11,850 SH   SOLE   11,850 0 0
ALPS Trust Alerian MLP ETF COM 00162q452 248 6,822 SH   SOLE   6,822 0 0
Altria Group, Inc. COM 02209S103 505 10,593 SH   SOLE   10,593 0 0
Amazon.com, Inc. COM 023135106 4,231 1,230 SH   SOLE   1,230 0 0
American Express COM 025816109 1,322 8,001 SH   SOLE   8,001 0 0
American International Group I COM 026874784 397 8,335 SH   SOLE   8,335 0 0
American Lithium Corp. COM 027259209 16 10,715 SH   SOLE   10,715 0 0
American Tower Corporation COM 03027x100 2,250 8,330 SH   SOLE   8,330 0 0
American Water Works, Inc. COM 030420103 4,936 32,025 SH   SOLE   32,025 0 0
Amgen COM 031162100 1,113 4,566 SH   SOLE   4,566 0 0
Analog Devices Inc. COM 032654105 275 1,597 SH   SOLE   1,597 0 0
Annaly Mortgage Management COM 035710409 101 11,425 SH   SOLE   11,425 0 0
Apple Inc Com COM 037833100 137,666 1,005,157 SH   SOLE   1,005,157 0 0
Applied Materials, Inc. COM 038222105 559 3,925 SH   SOLE   3,925 0 0
Ashland Global Holdings, Inc. COM 044186104 2,001 22,870 SH   SOLE   22,870 0 0
AT&T, Inc. COM 00206r102 12,610 438,140 SH   SOLE   438,140 0 0
Autodesk, Inc. COM 052769106 617 2,114 SH   SOLE   2,114 0 0
Automatic Data Processing COM 053015103 1,457 7,335 SH   SOLE   7,335 0 0
Bank of America Corp. COM 060505104 5,851 141,900 SH   SOLE   141,900 0 0
Bank of Montreal COM 063671101 285 2,783 SH   SOLE   2,783 0 0
Becton, Dickinson Co COM 075887109 1,215 4,997 SH   SOLE   4,997 0 0
Belo Sun Mining Corporation COM 080558109 19 37,892 SH   SOLE   37,892 0 0
Berkshire Hathaway Inc. Class COM 084670702 1,134 4,081 SH   SOLE   4,081 0 0
Blackrock, Inc. COM 09247x101 203 232 SH   SOLE   232 0 0
Boeing Corp. COM 097023105 831 3,471 SH   SOLE   3,471 0 0
BP Amoco PLC - Spons ADR COM 055622104 991 37,517 SH   SOLE   37,517 0 0
Bristol Myers Squibb Co COM 110122108 6,376 95,415 SH   SOLE   95,415 0 0
Broadcom Inc. COM 11135F101 1,252 2,625 SH   SOLE   2,625 0 0
CACI International Inc. COM 127190304 242 950 SH   SOLE   950 0 0
Canadian National Railway Co. COM 136375102 10,315 97,752 SH   SOLE   97,752 0 0
CarMax, Inc. COM 143130102 2,214 17,144 SH   SOLE   17,144 0 0
Carrier Global Corp COM 14448C104 925 19,036 SH   SOLE   19,036 0 0
Caterpillar COM 149123101 665 3,058 SH   SOLE   3,058 0 0
ChevronTexaco Corporation COM 166764100 5,867 56,019 SH   SOLE   56,019 0 0
Chubb LTD. COM H1467J104 334 2,104 SH   SOLE   2,104 0 0
Cisco Systems, Inc. COM 17275R102 19,750 372,645 SH   SOLE   372,645 0 0
Citigroup, Inc. COM 172967424 9,706 137,184 SH   SOLE   137,184 0 0
Citrix Sys Inc Com COM 177376100 431 3,674 SH   SOLE   3,674 0 0
Coca Cola Company COM 191216100 7,621 140,850 SH   SOLE   140,850 0 0
Cohen and Steers Infrasstructu COM 19248a109 273 9,527 SH   SOLE   9,527 0 0
Colgate-Palmolive Co. COM 194162103 809 9,947 SH   SOLE   9,947 0 0
Comcast Corporation - Class A COM 20030N101 14,492 254,148 SH   SOLE   254,148 0 0
Communication Services Select COM 81369y852 1,666 20,580 SH   SOLE   20,580 0 0
ConocoPhillips COM 20825C104 10,797 177,297 SH   SOLE   177,297 0 0
Constellation Brands, Inc. COM 21036P108 13,831 59,133 SH   SOLE   59,133 0 0
Corning Inc Com COM 219350105 1,123 27,447 SH   SOLE   27,447 0 0
Costco Wholesale Corp. COM 22160K105 13,206 33,375 SH   SOLE   33,375 0 0
Crown Castle International Cor COM 22822v101 1,638 8,397 SH   SOLE   8,397 0 0
CSX Corp. COM 126408103 412 12,846 SH   SOLE   12,846 0 0
CVS/Caremark Corp. COM 126650100 993 11,899 SH   SOLE   11,899 0 0
Danaher Corp COM 235851102 290 1,079 SH   SOLE   1,079 0 0
Deere & Co. COM 244199105 677 1,919 SH   SOLE   1,919 0 0
Delta Airlines COM 247361702 3,589 82,975 SH   SOLE   82,975 0 0
DexCom Inc. COM 252131107 5,167 12,100 SH   SOLE   12,100 0 0
Digital Realty Trust, Inc. COM 253868103 5,507 36,603 SH   SOLE   36,603 0 0
Dixie Group, Inc. COM 255519100 68 23,300 SH   SOLE   23,300 0 0
DJ US Medical Devices ISHARES COM 464288810 363 1,005 SH   SOLE   1,005 0 0
DocuSign Inc. COM 256163106 9,499 33,977 SH   SOLE   33,977 0 0
Dolby Laboratories, Inc. COM 25659t107 4,473 45,510 SH   SOLE   45,510 0 0
Dollar General COM 256677105 640 2,960 SH   SOLE   2,960 0 0
Dominion Res Inc VA New COM 25746U109 1,131 15,379 SH   SOLE   15,379 0 0
Dover Corp. COM 260003108 718 4,769 SH   SOLE   4,769 0 0
Dow Inc. COM 260557103 1,424 22,505 SH   SOLE   22,505 0 0
Duke Energy Corp. COM 26441C204 7,762 78,627 SH   SOLE   78,627 0 0
Dupont De Nemours, Inc. COM 26614N102 572 7,388 SH   SOLE   7,388 0 0
Eaton Corp. PLC COM G29183103 1,541 10,400 SH   SOLE   10,400 0 0
Ecolabs COM 278865100 10,442 50,695 SH   SOLE   50,695 0 0
Edwards Lifesciences Corp. COM 28176E108 20,357 196,553 SH   SOLE   196,553 0 0
Electronic Arts, Inc. COM 285512109 1,081 7,516 SH   SOLE   7,516 0 0
Eli Lilly COM 532457108 1,445 6,297 SH   SOLE   6,297 0 0
Emerson Elec Co Com COM 291011104 1,120 11,635 SH   SOLE   11,635 0 0
Enbridge Inc COM 29250N105 477 11,907 SH   SOLE   11,907 0 0
Energy Select Sector SPDR COM 81369y506 558 10,350 SH   SOLE   10,350 0 0
Enterprise Products Partners COM 293792107 412 17,088 SH   SOLE   17,088 0 0
Exact Sciences Corp COM 30063P105 1,979 15,923 SH   SOLE   15,923 0 0
Exelon Corporation COM 30161N101 220 4,976 SH   SOLE   4,976 0 0
Exxon Mobil Corporation COM 30231G102 4,971 78,806 SH   SOLE   78,806 0 0
Facebook Inc. A COM 30303M102 521 1,497 SH   SOLE   1,497 0 0
FEDEX Corporation COM 31428X106 2,536 8,502 SH   SOLE   8,502 0 0
Financial Select Sector SPDR ( COM 81369y605 1,040 28,359 SH   SOLE   28,359 0 0
First Republic Bank COM 33616c100 429 2,290 SH   SOLE   2,290 0 0
Ford Motor Company COM 345370860 247 16,619 SH   SOLE   16,619 0 0
Freeport-McMoran Copper COM 35671D857 1,083 29,175 SH   SOLE   29,175 0 0
Generac Holdings, Inc. COM 368736104 4,784 11,523 SH   SOLE   11,523 0 0
General Dynamics COM 369550108 233 1,240 SH   SOLE   1,240 0 0
General Electric Corp. COM 369604103 3,248 241,304 SH   SOLE   241,304 0 0
General Mills COM 370334104 493 8,099 SH   SOLE   8,099 0 0
General Motors COM 37045V100 12,587 212,726 SH   SOLE   212,726 0 0
Global X NASD 100 Cov Call ETF COM 37954y483 235 10,475 SH   SOLE   10,475 0 0
Goldman Sachs Group, Inc. COM 38141G104 348 916 SH   SOLE   916 0 0
Graftech International Ltd. COM 384313508 772 66,460 SH   SOLE   66,460 0 0
HCA Healthcare Co. COM 40412c101 1,671 8,083 SH   SOLE   8,083 0 0
Health Care Select Sector COM 81369y209 4,866 38,637 SH   SOLE   38,637 0 0
Hilton Worldwide Holdings Inc. COM 43300A203 6,300 52,226 SH   SOLE   52,226 0 0
Hologic, Inc. COM 436440101 5,661 84,844 SH   SOLE   84,844 0 0
Home Depot COM 437076102 9,392 29,453 SH   SOLE   29,453 0 0
Honeywell International, Inc. COM 438516106 9,208 41,979 SH   SOLE   41,979 0 0
I Shares Transportation Index COM 464287192 429 1,650 SH   SOLE   1,650 0 0
Illumina, Inc. COM 452327109 1,023 2,161 SH   SOLE   2,161 0 0
Imperial Oil Ltd. COM 453038408 297 9,754 SH   SOLE   9,754 0 0
Industrial Select Spdr COM 81369y704 1,881 18,367 SH   SOLE   18,367 0 0
Ingevity Corporation COM 45688C107 11,895 146,198 SH   SOLE   146,198 0 0
Intel Corporation COM 458140100 17,844 317,844 SH   SOLE   317,844 0 0
International Business Machine COM 459200101 925 6,313 SH   SOLE   6,313 0 0
Intuit, Inc. COM 461202103 12,705 25,919 SH   SOLE   25,919 0 0
Invesco QQQ Trust Series 1 COM 46090E103 1,771 4,997 SH   SOLE   4,997 0 0
Invesco S&P 500 High Dividend COM 46138E362 845 19,160 SH   SOLE   19,160 0 0
Invesco S&P 500 Low Volatility COM 46138E354 1,102 18,098 SH   SOLE   18,098 0 0
Invesco S&P Equal Weight ETF COM 46137V357 530 3,518 SH   SOLE   3,518 0 0
IShares Core S&P 500 Index Fun COM 464287200 1,822 4,237 SH   SOLE   4,237 0 0
IShares Core S&P Midcap 400 In COM 464287507 585 2,178 SH   SOLE   2,178 0 0
iShares Core S&P U.S Growth ET COM 464287671 614 6,079 SH   SOLE   6,079 0 0
iShares Core S&P U.S. Value ET COM 464287663 266 3,695 SH   SOLE   3,695 0 0
IShares DJ US Financial Sect COM 464287788 11,423 140,934 SH   SOLE   140,934 0 0
IShares DJ US Financial Servic COM 464287770 1,688 9,113 SH   SOLE   9,113 0 0
Ishares DJ US Healthcare COM 464287762 303 1,110 SH   SOLE   1,110 0 0
IShares DJ US Real Estate COM 464287739 209 2,047 SH   SOLE   2,047 0 0
IShares Dow Jones Intl Select COM 464288448 298 9,200 SH   SOLE   9,200 0 0
Ishares Dow Jones Select Divid COM 464287168 782 6,705 SH   SOLE   6,705 0 0
iShares Dow Jones U.S. Consume COM 464287580 631 8,132 SH   SOLE   8,132 0 0
iShares Dow Jones U.S. Technol COM 464287721 1,248 12,555 SH   SOLE   12,555 0 0
IShares Dow Jones US Pharmaceu COM 464288836 1,122 6,043 SH   SOLE   6,043 0 0
iShares Dow Jones US Regional COM 464288778 551 9,585 SH   SOLE   9,585 0 0
iShares High Dividend Equity F COM 46429b663 1,008 10,446 SH   SOLE   10,446 0 0
IShares MSCI EAFE Index Fund ( COM 464287465 422 5,346 SH   SOLE   5,346 0 0
IShares MSCI Emergin Mkt COM 464287234 3,565 64,649 SH   SOLE   64,649 0 0
Ishares MSCI USA Minimum Volat COM 46429B697 651 8,845 SH   SOLE   8,845 0 0
Ishares Russell 2000 COM 464287655 2,475 10,789 SH   SOLE   10,789 0 0
IShares Russell 2000 Value COM 464287630 523 3,155 SH   SOLE   3,155 0 0
Ishares S&P Global Tech Sector COM 464287291 31,764 94,111 SH   SOLE   94,111 0 0
IShares S&P Smallcap 600 COM 464287804 281 2,489 SH   SOLE   2,489 0 0
Johnson and Johnson COM 478160104 14,975 90,903 SH   SOLE   90,903 0 0
JP Morgan Chase & Co Com COM 46625H100 22,144 142,369 SH   SOLE   142,369 0 0
KBW Regional Banking Index COM 78464a698 980 14,956 SH   SOLE   14,956 0 0
Keycorp COM 493267108 859 41,600 SH   SOLE   41,600 0 0
Kimberly-Clark COM 494368103 1,952 14,588 SH   SOLE   14,588 0 0
Kinder Morgan, Inc COM 49456b101 367 20,120 SH   SOLE   20,120 0 0
Kroger COM 501044101 1,764 46,043 SH   SOLE   46,043 0 0
L3Harris Technologies, Inc. COM 502431109 333 1,539 SH   SOLE   1,539 0 0
Lab Corp of America COM 50540R409 217 787 SH   SOLE   787 0 0
Linde PLC COM G5494J103 1,327 4,591 SH   SOLE   4,591 0 0
Lockheed Martin Corporation COM 539830109 1,225 3,237 SH   SOLE   3,237 0 0
Louisiana Pacific COM 546347105 14,511 240,682 SH   SOLE   240,682 0 0
Lowe's Companies COM 548661107 5,808 29,941 SH   SOLE   29,941 0 0
Lululemon Athletica Inc COM 550021109 6,450 17,674 SH   SOLE   17,674 0 0
Macquarie Infrastr Co LLC Memb COM 55608B105 383 10,003 SH   SOLE   10,003 0 0
Marriott International Inc. Cl COM 571903202 857 6,276 SH   SOLE   6,276 0 0
Masco Corp. COM 574599106 916 15,553 SH   SOLE   15,553 0 0
MasterCard Inc. - Class A COM 57636Q104 2,628 7,199 SH   SOLE   7,199 0 0
McDonald's Corp. COM 580135101 2,431 10,524 SH   SOLE   10,524 0 0
Medtronic, PLC COM G5960L103 581 4,683 SH   SOLE   4,683 0 0
Merck & Co., Inc. COM 58933y105 11,514 148,048 SH   SOLE   148,048 0 0
Micron Technology COM 595112103 373 4,394 SH   SOLE   4,394 0 0
Microsoft, Inc. COM 594918104 50,131 185,053 SH   SOLE   185,053 0 0
Moderna, Inc. COM 60770k107 2,805 11,939 SH   SOLE   11,939 0 0
Mohawk Industries COM 608190104 1,775 9,236 SH   SOLE   9,236 0 0
Mondelez International Inc. (A COM 609207105 506 8,105 SH   SOLE   8,105 0 0
Morgan Stanley Com New COM 617446448 3,802 41,461 SH   SOLE   41,461 0 0
Nestle SA Spons ADR for REG COM 641069406 1,112 8,917 SH   SOLE   8,917 0 0
Netflix Inc. COM 64110L106 1,337 2,532 SH   SOLE   2,532 0 0
Newport Corp. COM 651824104 51 10,550 SH   SOLE   10,550 0 0
NextEra Energy, Inc. COM 65339f101 15,946 217,604 SH   SOLE   217,604 0 0
Nike Inc. Class B COM 654106103 13,354 86,437 SH   SOLE   86,437 0 0
Nokia Corp - ADR COM 654902204 806 151,570 SH   SOLE   151,570 0 0
Norfolk Southern Corp. COM 655844108 5,837 21,991 SH   SOLE   21,991 0 0
Northrop Grumman Corp. COM 666807102 1,349 3,712 SH   SOLE   3,712 0 0
Novartis A G Sponsored ADR COM 66987V109 5,391 59,088 SH   SOLE   59,088 0 0
Novocure Limited COM 130542697 1,183 5,335 SH   SOLE   5,335 0 0
Nvidia Corp COM 67066G104 2,292 2,865 SH   SOLE   2,865 0 0
O'Reilly Automotive, Inc. COM 67103H107 5,549 9,801 SH   SOLE   9,801 0 0
Occidental Pete Corp Del Com COM 674599105 301 9,619 SH   SOLE   9,619 0 0
Oracle Systems Corp COM 68389X105 503 6,461 SH   SOLE   6,461 0 0
Organon & Co. COM 68622V106 320 10,581 SH   SOLE   10,581 0 0
Otis Worldwide Corp. COM 68902V107 562 6,867 SH   SOLE   6,867 0 0
Park Hotels & Resorts Inc. COM 700517105 1,339 64,963 SH   SOLE   64,963 0 0
Paychex, Inc. COM 704326107 701 6,536 SH   SOLE   6,536 0 0
PayPal Holdings, Inc. COM 70450Y103 31,582 108,351 SH   SOLE   108,351 0 0
Peloton Interactive Inc. COM 70614w100 698 5,630 SH   SOLE   5,630 0 0
Pepsico COM 713448108 8,382 56,573 SH   SOLE   56,573 0 0
Pfizer COM 717081103 3,883 99,160 SH   SOLE   99,160 0 0
Philip Morris International, I COM 718172109 775 7,824 SH   SOLE   7,824 0 0
Phillips 66 COM 718546104 1,467 17,096 SH   SOLE   17,096 0 0
Pinnacle Financial Partners, I COM 72346q104 2,858 32,366 SH   SOLE   32,366 0 0
Planet Fitness Inc. - Cl A COM 72703h101 3,684 48,959 SH   SOLE   48,959 0 0
PPG Industries COM 693506107 314 1,850 SH   SOLE   1,850 0 0
Procter and Gamble COM 742718109 3,390 25,124 SH   SOLE   25,124 0 0
Progressive Corp. COM 743315103 18,143 184,734 SH   SOLE   184,734 0 0
Prologis, Inc. COM 74340w103 1,276 10,674 SH   SOLE   10,674 0 0
Prudential Financial, Inc. COM 744320102 1,013 9,887 SH   SOLE   9,887 0 0
Pultegroup Inc. COM 745867101 7,024 128,710 SH   SOLE   128,710 0 0
Qualcomm, Inc. COM 747525103 10,896 76,235 SH   SOLE   76,235 0 0
Quidel Corp. COM 74838J101 688 5,368 SH   SOLE   5,368 0 0
Raytheon Technologies Corp. COM 75513E101 11,606 136,049 SH   SOLE   136,049 0 0
Regeneron Pharmaceuticals COM 75886F107 260 465 SH   SOLE   465 0 0
Regions Financial Corp. COM 7591ep100 1,949 96,577 SH   SOLE   96,577 0 0
Republic Svcs Inc Com COM 760759100 1,633 14,840 SH   SOLE   14,840 0 0
Resmed, Inc. COM 761152107 410 1,665 SH   SOLE   1,665 0 0
Roche Hldg LTD Sponsored ADR COM 771195104 1,101 23,428 SH   SOLE   23,428 0 0
Royal Bank of Canada COM 780087102 641 6,330 SH   SOLE   6,330 0 0
Royal Caribbean Cruises LTD. COM V7780T103 652 7,640 SH   SOLE   7,640 0 0
S & P 500 Depositary Receipt ( COM 78462F103 12,697 29,661 SH   SOLE   29,661 0 0
S&P Global Inc. COM 78409V104 500 1,218 SH   SOLE   1,218 0 0
Schwab International Equity ET COM 808524805 250 6,336 SH   SOLE   6,336 0 0
Schwab U.S. Small-Cap ETF COM 808524607 244 2,346 SH   SOLE   2,346 0 0
Schwab US Dividend Equity ETF COM 808524797 295 3,898 SH   SOLE   3,898 0 0
Sempra Energy COM 816851109 241 1,816 SH   SOLE   1,816 0 0
Southern Co. COM 842587107 1,004 16,588 SH   SOLE   16,588 0 0
Southwest Airlines Co. COM 844741108 2,252 42,418 SH   SOLE   42,418 0 0
SPDR Dow Jones Industrial Aver COM 78467X109 419 1,214 SH   SOLE   1,214 0 0
SPDR Gold Trust COM 78463v107 1,420 8,574 SH   SOLE   8,574 0 0
SPDR S&P Biotech ETF (xbi) COM 78464A870 1,320 9,750 SH   SOLE   9,750 0 0
SPDR S&P Dividend ETF COM 78464a763 316 2,585 SH   SOLE   2,585 0 0
SPDR S&P Metals & Mining ETF COM 78464a755 1,190 27,635 SH   SOLE   27,635 0 0
Stanley Black & Decker, Inc. COM 854502101 369 1,800 SH   SOLE   1,800 0 0
Starbucks Corp. COM 855244109 871 7,789 SH   SOLE   7,789 0 0
Straumann Holding AG COM 013293546 664 450 SH   SOLE   450 0 0
T-Mobile US, Inc. COM 872590104 269 1,854 SH   SOLE   1,854 0 0
Target Corporation COM 87612E106 2,818 11,656 SH   SOLE   11,656 0 0
Technology Select Sect Spdr (x COM 81369y803 3,220 21,804 SH   SOLE   21,804 0 0
Tesla Motors, Inc. COM 88160r101 1,656 2,436 SH   SOLE   2,436 0 0
Texas Instruments COM 882508104 12,719 66,139 SH   SOLE   66,139 0 0
The Blackstone Group Inc. COM 09260D107 322 3,313 SH   SOLE   3,313 0 0
Thermo Fisher Scientific Inc. COM 883556102 280 556 SH   SOLE   556 0 0
TJX Companies COM 872540109 10,222 151,611 SH   SOLE   151,611 0 0
Toll Brothers Inc COM 889478103 319 5,520 SH   SOLE   5,520 0 0
Tractor Supply Company COM 892356106 20,047 107,745 SH   SOLE   107,745 0 0
Truist Financial Corp. COM 89832Q109 10,847 195,442 SH   SOLE   195,442 0 0
Ulta Salon Cosemetics & Fragra COM 90384S303 1,127 3,260 SH   SOLE   3,260 0 0
Union Pacific COM 907818108 1,060 4,820 SH   SOLE   4,820 0 0
United Parcel Service Co COM 911312106 7,425 35,704 SH   SOLE   35,704 0 0
UnitedHealth Group COM 91324P102 16,505 41,218 SH   SOLE   41,218 0 0
Unum Group Com COM 91529Y106 494 17,399 SH   SOLE   17,399 0 0
Utilities Select Sector SPDR F COM 81369Y886 1,822 28,818 SH   SOLE   28,818 0 0
Vanguard Dividend Appreciation COM 921908844 1,068 6,898 SH   SOLE   6,898 0 0
Vanguard Emerging Market ETF COM 922042858 1,708 31,444 SH   SOLE   31,444 0 0
Vanguard Energy ETF COM 92204a306 962 12,680 SH   SOLE   12,680 0 0
Vanguard Growth ETF COM 922908736 697 2,430 SH   SOLE   2,430 0 0
Vanguard Health Care ETF COM 92204a504 420 1,701 SH   SOLE   1,701 0 0
Vanguard Industrials ETF COM 92204A603 256 1,305 SH   SOLE   1,305 0 0
Vanguard Information Technolog COM 92204a702 1,005 2,520 SH   SOLE   2,520 0 0
Vanguard Materials Vipers (vaw COM 92204a801 800 4,425 SH   SOLE   4,425 0 0
Vanguard REIT Index ETF COM 922908553 338 3,318 SH   SOLE   3,318 0 0
Vanguard S&P 500 ETF COM 922908363 6,359 16,160 SH   SOLE   16,160 0 0
Vanguard US Total Stock Market COM 922908769 277 1,242 SH   SOLE   1,242 0 0
Vanguard Utilities ETF COM 92204a876 229 1,652 SH   SOLE   1,652 0 0
Verizon Communications Inc. COM 92343V104 12,503 223,140 SH   SOLE   223,140 0 0
ViacomCBS Inc. COM 92556h206 337 7,448 SH   SOLE   7,448 0 0
Virtus AllianzGI Convertible & COM 92838U108 56 10,500 SH   SOLE   10,500 0 0
Visa, Inc. - Cl. A COM 92826c839 28,150 120,393 SH   SOLE   120,393 0 0
Vulcan Matls Co Com COM 929160109 1,588 9,122 SH   SOLE   9,122 0 0
Wal-Mart Stores COM 931142103 7,778 55,152 SH   SOLE   55,152 0 0
Walgreens Boots Alliance, Inc. COM 931427108 2,436 46,311 SH   SOLE   46,311 0 0
Walt Disney COM 254687106 7,661 43,584 SH   SOLE   43,584 0 0
Wells Fargo COM 949746101 285 6,282 SH   SOLE   6,282 0 0
WestRock Company COM 96145D105 63,300 1,189,403 SH   SOLE   1,189,403 0 0
Weyerhaeuser Co. COM 962166104 5,992 174,088 SH   SOLE   174,088 0 0
Williams-Sonoma, Inc. COM 969904101 472 2,957 SH   SOLE   2,957 0 0
Williams Companies, Inc. COM 969457100 235 8,850 SH   SOLE   8,850 0 0
Xilinx, Inc. COM 983919101 6,787 46,925 SH   SOLE   46,925 0 0
XPO Logistics COM 983793100 1,781 12,730 SH   SOLE   12,730 0 0
Xylem, Inc. COM 98419m100 2,712 22,610 SH   SOLE   22,610 0 0
Zoetis, Inc. COM 98978v103 4,031 21,630 SH   SOLE   21,630 0 0