Exhibit 4.14

SCHEDULE OF WARRANTS ISSUED AND OUTSTANDING

(GFP SERIES AND BCP SERIES)

Date of					Warrant		Number of 	Exercise Price
Issuance		Name of Warrant Recipient		Number		Shares	Expiration Date

12/2/99		Gulfstream Financial Partners	GFP-14(2)		50,000	Exercise price $15.00
								Expires 12/2/04

12/1/99		Henry Fong, Jr.		GFP-15a	  	5,000	Exercise price $16.25
								Expires 12/1/04

12/1/99		Lauren Fong			GFP-15b	  	5,000	Exercise price $16.25
								Expires 12/1/04

12/1/99		Benjamin Private School		GFP-15c	  	5,000	Exercise price $16.25
								Expires 12/1/04

12/1/99		Barry Hollander		GFP-15d	  	5,000	Exercise price $16.25
								Expires 12/1/04

12/1/99		Gulfstream Financial Partners	GFP-15e		15,000	Exercise price $16.25
								Expires 12/1/04