-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, CgWZGleNjNLAFWq3zLrn8Ud65OvaeYvl92AOb3O2K4ZyNWP7XzJnX5SzY8vqJoUF VjUmQ3uJriueHrn8VcRCiQ== 0000904280-03-000077.txt : 20030501 0000904280-03-000077.hdr.sgml : 20030501 20030501105127 ACCESSION NUMBER: 0000904280-03-000077 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20030430 ITEM INFORMATION: Financial statements and exhibits ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20030501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HIGH COUNTRY BANCORP INC CENTRAL INDEX KEY: 0001044676 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 841438612 STATE OF INCORPORATION: CO FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-23409 FILM NUMBER: 03675321 BUSINESS ADDRESS: STREET 1: 130 WEST 2ND ST CITY: SALIDA STATE: CO ZIP: 81201 BUSINESS PHONE: 7195392516 MAIL ADDRESS: STREET 1: 130 WEST 2ND STREET CITY: SALIDA STATE: CO ZIP: 81201 8-K 1 fm8k42903-1872.txt FORM 8-K 4-29-03 HIGH COUNTRY BANCORP, INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ______________________________________ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 30, 2003 HIGH COUNTRY BANCORP, INC. ------------------------------------------------------------------ (Exact Name of Registrant as Specified in Charter) COLORADO 0-23409 81-1438612 - ------------------------------- ------------- ------------------- (State or Other Jurisdiction of (Commission (I.R.S. Employer Incorporation or Organization) File Number) Identification No.) 7360 WEST US HIGHWAY 50, SALIDA, COLORADO 81201 - -------------------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (719) 539-2516 -------------------------------------------------- NOT APPLICABLE ------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS - --------------------------------------------------------------------------- (a) Not applicable (b) Not applicable (c) The following exhibit is filed herewith: Exhibit 99.1 Press Release dated April 30, 2003 ITEM 9. REGULATION FD DISCLOSURE - --------------------------------- On April 30, 2003, High Country Bancorp, Inc. (the "Registrant") issued a press release announcing the payment date of its semi-annual cash dividend in the amount of $.25. The Registrant also announced its unaudited financial results for the quarter and nine months ended March 31, 2003. A copy of the press release is attached to this Report as an exhibit and is incorporated herein by reference. The attached exhibit is furnished pursuant to Item 9 and Item 12 of Form 8-K. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HIGH COUNTRY BANCORP, INC. By:/s/ Larry D. Smith -------------------------------------- Larry D. Smith President Date: April 30, 2003 EXHIBIT INDEX EXHIBIT NO. DESCRIPTION ---------- ----------- 99.1 Press Release dated April 30, 2003 EX-99 3 ex991fm8k42903-1872.txt EXHIBIT 99.1 TO FORM 8-K 4-29-03 FOR IMMEDIATE RELEASE Contact: Larry D. Smith (719) 539-2516 HIGH COUNTRY BANCORP, INC. ANNOUNCES THE PAYMENT OF SEMI-ANNUAL CASH DIVIDENDS AND QUARTERLY EARNINGS Salida, Colorado --- April 30, 2003: High Country Bancorp, Inc. (NASDAQ Small Cap: HCBC) announced the payment date of its semi-annual cash dividend. The dividend will be in the amount of $0.25 per share payable on or about May 22, 2003 to stockholders of record at the close of business on May 8, 2003. Larry D. Smith, President of the Company, stated that the Board of Directors determined that the payment of a dividend was appropriate in light of the Company's financial condition and results of operations. He noted that future earnings and payment of dividends are subject to certain risks and uncertainties including changes in economic conditions in the Company's market area, changes in policies by regulatory agencies, fluctuations in interest rates, demand for loans in the Company's market area, and competition. For the quarter ending March 31, 2003, the Company had net income of $489,000 or $0.54 per diluted share as compared to $362,000 or $0.41 per diluted share for the quarter ending March 31, 2002. For the nine months ending March 31, 2003, the Company had net income of $1.5 million or $1.61 per diluted share. This compares to $1.2 million or $1.37 per diluted share for the nine months ending March 31, 2002. The increase in net income for the quarter and nine months ending March 31, 2003 resulted primarily from increased net interest income and non-interest income which offset increased loan loss provisions and non-interest expenses. Total assets increased $6.5 million from $176.6 million at June 30, 2002 to $183.1 million at March 31, 2003. The increase in assets was primarily due to loan growth. High Country Bancorp, Inc., is the holding company for High Country Bank, which conducts business through its main office in Salida, Colorado, branch offices in Salida, Leadville and Buena Vista, Colorado. At April 29, 2003 the Company had 895,009 shares of common stock issued and outstanding. This report contains certain forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements are subject to certain risks and uncertainties including changes in economic conditions in the Company's market area, changes in policies by regulatory agencies, fluctuations in interest rates, loan demand in the Company's market area, and competition that could cause actual results to differ materially from historical earnings and those presently anticipated or projected. The Company wishes to caution readers not to place undue reliance on any such forward-looking statements, which reflect management's analysis only as the date made. The Company does not undertake any obligation to publicly revise these forward-looking statements to reflect events or circumstances that arise after the date of such statements. -----END PRIVACY-ENHANCED MESSAGE-----