The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102 326 4,520 SH   SOLE   4,520 0 0
AT&T INC COMMON STOCK 00206R102 6,297 145,740 SH   SOLE   142,738 0 3,002
AT&T INC COMMON STOCK 00206R102 288 6,666 SH   DFND   6,666 0 0
AT&T INC COMMON STOCK 00206R102 496 11,477 SH   OTR   10,177 0 1,300
ABBOTT LABORATORIES COMMON STOCK 002824100 4,329 110,130 SH   SOLE   107,224 0 2,906
ABBOTT LABORATORIES COMMON STOCK 002824100 116 2,954 SH   DFND   2,954 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 786 19,985 SH   OTR   19,185 0 800
ABBVIE INC COMMON STOCK 00287Y109 76 1,231 SH   SOLE   1,231 0 0
ABBVIE INC COMMON STOCK 00287Y109 124 2,000 SH   DFND   2,000 0 0
ABBVIE INC COMMON STOCK 00287Y109 871 14,068 SH   OTR   12,801 0 1,267
AIR PRODS & CHEMS INC COMMON STOCK 009158106 620 4,368 SH   SOLE   4,368 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 99 700 SH   OTR   700 0 0
ALPHABET INC COMMON STOCK 02079K107 244 353 SH   SOLE   336 0 17
ALPHABET INC COMMON STOCK 02079K107 52 75 SH   OTR   0 0 75
ALPHABET INC COMMON STOCK 02079K305 317 450 SH   SOLE   401 0 49
ALPHABET INC COMMON STOCK 02079K305 35 50 SH   OTR   0 0 50
ALTRIA GROUP INC COMMON STOCK 02209S103 463 6,713 SH   SOLE   6,713 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 458 6,644 SH   DFND   6,644 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 110 1,600 SH   OTR   1,600 0 0
AMAZON.COM INC COMMON STOCK 023135106 214 299 SH   SOLE   271 0 28
AMERICAN ELECTRIC PWR INC COMMON STOCK 025537101 49 702 SH   SOLE   702 0 0
AMERICAN ELECTRIC PWR INC COMMON STOCK 025537101 154 2,200 SH   DFND   2,200 0 0
AMGEN INC COMMON STOCK 031162100 671 4,407 SH   SOLE   4,407 0 0
AMGEN INC COMMON STOCK 031162100 190 1,249 SH   OTR   1,249 0 0
APPLE INC COMMON STOCK 037833100 5,007 52,371 SH   SOLE   50,857 0 1,514
APPLE INC COMMON STOCK 037833100 55 574 SH   DFND   574 0 0
APPLE INC COMMON STOCK 037833100 641 6,704 SH   OTR   6,404 0 300
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 318 7,422 SH   SOLE   7,422 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 68 738 SH   SOLE   738 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 488 5,307 SH   OTR   5,307 0 0
BB&T CORP COMMON STOCK 054937107 1,561 43,825 SH   SOLE   3,217 40,608 0
BB&T CORP COMMON STOCK 054937107 89 2,500 SH   DFND   2,500 0 0
BB&T CORP COMMON STOCK 054937107 936 26,285 SH   OTR   26,285 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 300 2,072 SH   SOLE   1,576 0 496
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 377 5,119 SH   SOLE   5,119 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 272 3,700 SH   DFND   3,700 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 94 1,283 SH   OTR   800 0 483
CABOT OIL & GAS CORP COMMON STOCK 127097103 4,529 175,955 SH   SOLE   170,674 0 5,281
CABOT OIL & GAS CORP COMMON STOCK 127097103 99 3,861 SH   OTR   2,361 0 1,500
CELGENE CORP COMMON STOCK 151020104 222 2,250 SH   SOLE   2,250 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 5,894 56,224 SH   SOLE   54,929 0 1,295
CHEVRON CORPORATION COMMON STOCK 166764100 562 5,358 SH   DFND   5,358 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,164 11,101 SH   OTR   10,601 0 500
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,339 151,236 SH   SOLE   146,987 0 4,249
CISCO SYSTEMS INC COMMON STOCK 17275R102 75 2,606 SH   DFND   2,606 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 378 13,180 SH   OTR   11,680 0 1,500
CITY HOLDING CO COMMON STOCK 177835105 268 5,891 SH   OTR   5,891 0 0
COCA COLA CO COMMON STOCK 191216100 766 16,902 SH   SOLE   16,902 0 0
COCA COLA CO COMMON STOCK 191216100 69 1,531 SH   DFND   1,531 0 0
COCA COLA CO COMMON STOCK 191216100 879 19,381 SH   OTR   19,381 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 80 1,000 SH   SOLE   1,000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 290 3,600 SH   DFND   3,600 0 0
CORNING INC COMMON STOCK 219350105 396 19,323 SH   SOLE   19,323 0 0
CORNING INC COMMON STOCK 219350105 44 2,140 SH   OTR   2,140 0 0
WALT DISNEY CO COMMON STOCK 254687106 254 2,593 SH   SOLE   2,593 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 884 11,345 SH   SOLE   11,345 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 534 6,850 SH   OTR   6,850 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 3,530 71,014 SH   SOLE   68,750 0 2,264
DOW CHEMICAL COMPANY COMMON STOCK 260543103 50 1,000 SH   DFND   1,000 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 212 4,269 SH   OTR   3,169 0 1,100
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 943 14,550 SH   SOLE   14,550 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 130 2,000 SH   DFND   2,000 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 620 9,572 SH   OTR   8,836 0 736
DUKE ENERGY CORP COMMON STOCK 26441C204 72 845 SH   SOLE   845 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 382 4,454 SH   DFND   4,454 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 48 561 SH   OTR   561 0 0
ECA MARCELLUS TRUST I COMMON STOCK 26827L109 136 67,725 SH   SOLE   67,725 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,692 39,384 SH   SOLE   39,384 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 450 4,800 SH   DFND   4,800 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,855 19,784 SH   OTR   19,784 0 0
FACEBOOK INC COMMON STOCK 30303M102 114 1,000 SH   SOLE   1,000 0 0
FACEBOOK INC COMMON STOCK 30303M102 95 834 SH   OTR   134 0 700
FORD MOTOR COMMON STOCK 345370860 3,533 281,085 SH   SOLE   272,705 0 8,380
FORD MOTOR COMMON STOCK 345370860 94 7,474 SH   OTR   7,474 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,175 37,315 SH   SOLE   37,315 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 210 6,662 SH   DFND   6,662 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,318 41,852 SH   OTR   37,932 0 3,920
GENERAL MILLS INC COMMON STOCK 370334104 373 5,231 SH   SOLE   5,231 0 0
GENERAL MILLS INC COMMON STOCK 370334104 57 800 SH   OTR   800 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 317 7,000 SH   SOLE   7,000 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 902 37,929 SH   SOLE   37,929 0 0
HOME DEPOT INC COMMON STOCK 437076102 398 3,120 SH   SOLE   3,120 0 0
HOME DEPOT INC COMMON STOCK 437076102 123 965 SH   OTR   290 0 675
HONEYWELL INTL INC COMMON STOCK 438516106 94 808 SH   SOLE   357 0 451
HONEYWELL INTL INC COMMON STOCK 438516106 398 3,424 SH   OTR   3,424 0 0
HUBBELL INC COMMON STOCK 443510607 30,529 289,455 SH   OTR   289,455 0 0
INTEL CORP COMMON STOCK 458140100 618 18,851 SH   SOLE   18,851 0 0
INTEL CORP COMMON STOCK 458140100 62 1,902 SH   DFND   1,902 0 0
INTEL CORP COMMON STOCK 458140100 65 1,996 SH   OTR   1,885 0 111
IBM CORP COMMON STOCK 459200101 399 2,629 SH   SOLE   2,629 0 0
IBM CORP COMMON STOCK 459200101 580 3,824 SH   OTR   3,824 0 0
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 4,150 97,917 SH   SOLE   94,977 0 2,940
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 106 2,497 SH   OTR   1,297 0 1,200
ISHARES COMMON STOCK 464287168 203 2,380 SH   SOLE   2,380 0 0
ISHARES COMMON STOCK 464287168 113 1,325 SH   DFND   1,325 0 0
ISHARES ETF-FIXED INCOM 464287176 212 1,816 SH   SOLE   1,816 0 0
ISHARES COMMON STOCK 464287234 221 6,441 SH   SOLE   6,441 0 0
ISHARES COMMON STOCK 464287473 297 3,994 SH   SOLE   3,994 0 0
ISHARES COMMON STOCK 464287499 320 1,900 SH   SOLE   1,900 0 0
ISHARES COMMON STOCK 464287499 19 110 SH   OTR   0 0 110
ISHARES COMMON STOCK 464287556 213 827 SH   SOLE   827 0 0
ISHARES COMMON STOCK 464287655 730 6,351 SH   SOLE   6,351 0 0
ISHARES COMMON STOCK 464287689 284 2,290 SH   OTR   2,290 0 0
ISHARES COMMON STOCK 464287804 218 1,880 SH   OTR   1,880 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 1,675 35,767 SH   SOLE   35,767 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 113 2,406 SH   DFND   2,406 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 535 11,418 SH   OTR   9,831 0 1,587
JPMORGAN CHASE & CO COMMON STOCK 46625H100 61 976 SH   SOLE   976 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 179 2,883 SH   DFND   2,883 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,686 43,229 SH   OTR   43,229 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,001 8,254 SH   SOLE   7,926 0 328
JOHNSON & JOHNSON COMMON STOCK 478160104 389 3,204 SH   DFND   3,204 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 939 7,741 SH   OTR   7,741 0 0
KLA TENCOR CORP COMMON STOCK 482480100 233 3,176 SH   OTR   3,176 0 0
THE KRAFT HEINZ CO COMMON STOCK 500754106 418 4,727 SH   SOLE   4,727 0 0
THE KRAFT HEINZ CO COMMON STOCK 500754106 91 1,032 SH   DFND   1,032 0 0
THE KRAFT HEINZ CO COMMON STOCK 500754106 9 100 SH   OTR   100 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,656 13,760 SH   SOLE   13,760 0 0
MCDONALDS CORP COMMON STOCK 580135101 89 736 SH   DFND   736 0 0
MCDONALDS CORP COMMON STOCK 580135101 564 4,689 SH   OTR   4,489 0 200
MERCK & CO INC COMMON STOCK 58933Y105 4,287 74,411 SH   SOLE   72,225 0 2,186
MERCK & CO INC COMMON STOCK 58933Y105 202 3,500 SH   DFND   3,500 0 0
MERCK & CO INC COMMON STOCK 58933Y105 170 2,954 SH   OTR   2,154 0 800
MICROSOFT CORP COMMON STOCK 594918104 4,594 89,773 SH   SOLE   87,585 0 2,188
MICROSOFT CORP COMMON STOCK 594918104 129 2,526 SH   DFND   2,526 0 0
MICROSOFT CORP COMMON STOCK 594918104 897 17,537 SH   OTR   13,987 0 3,550
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 365 8,010 SH   SOLE   7,053 0 957
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 108 2,375 SH   DFND   2,375 0 0
NATIONAL FUEL GAS CO COMMON STOCK 636180101 3 56 SH   SOLE   56 0 0
NATIONAL FUEL GAS CO COMMON STOCK 636180101 330 5,798 SH   OTR   5,798 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P608 457 31,842 PRN   SOLE   31,842 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P608 5 320 PRN   DFND   320 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P608 0 10 PRN   OTR   10 0 0
NIKE INC COMMON STOCK 654106103 314 5,683 SH   SOLE   5,340 0 343
NIKE INC COMMON STOCK 654106103 55 1,000 SH   OTR   1,000 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 121 1,417 SH   SOLE   1,417 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 175 2,050 SH   OTR   2,050 0 0
OWENS CORNING INC COMMON STOCK 690742101 375 7,287 SH   SOLE   7,287 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 208 2,553 SH   SOLE   2,553 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 6 71 SH   OTR   0 0 71
PPG INDUSTRIES INC COMMON STOCK 693506107 476 4,571 SH   SOLE   4,571 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 13 122 SH   OTR   122 0 0
PEPSICO INC COMMON STOCK 713448108 468 4,415 SH   SOLE   3,919 0 496
PEPSICO INC COMMON STOCK 713448108 188 1,770 SH   OTR   1,770 0 0
PFIZER INC COMMON STOCK 717081103 157 4,469 SH   SOLE   4,469 0 0
PFIZER INC COMMON STOCK 717081103 282 8,003 SH   DFND   8,003 0 0
PFIZER INC COMMON STOCK 717081103 1,998 56,736 SH   OTR   53,627 0 3,109
PHILIP MORRIS INTL INC COMMON STOCK 718172109 1,083 10,648 SH   SOLE   10,648 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 300 2,952 SH   OTR   2,952 0 0
POWERSHARES COMMON STOCK 73935A104 280 2,600 SH   SOLE   2,600 0 0
PREMIER FINANCIAL BANKCORP INC COMMON STOCK 74050M105 285 16,900 SH   SOLE   16,900 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 3,728 51,087 SH   SOLE   49,523 0 1,564
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 67 912 SH   DFND   912 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 361 4,946 SH   OTR   4,446 0 500
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,330 15,708 SH   SOLE   15,408 0 300
PROCTER & GAMBLE CO COMMON STOCK 742718109 212 2,500 SH   DFND   2,500 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,521 17,963 SH   OTR   13,263 0 4,700
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 428 5,998 SH   SOLE   5,998 0 0
QUALCOMM INC. COMMON STOCK 747525103 3,991 74,493 SH   SOLE   72,331 0 2,162
QUALCOMM INC. COMMON STOCK 747525103 72 1,346 SH   OTR   746 0 600
RAYTHEON COMMON STOCK 755111507 3,612 26,566 SH   SOLE   25,656 0 910
RAYTHEON COMMON STOCK 755111507 95 701 SH   OTR   301 0 400
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 455 3,962 SH   SOLE   3,962 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 40 350 SH   OTR   350 0 0
SPDR COMMON STOCK 78462F103 1,874 8,948 SH   SOLE   8,948 0 0
SPDR COMMON STOCK 78462F103 328 1,567 SH   OTR   1,567 0 0
SPDR DOW JONES INDUST AVERAGE COMMON STOCK 78467X109 348 1,944 SH   SOLE   1,944 0 0
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 426 1,565 SH   SOLE   1,565 0 0
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 613 2,250 SH   OTR   2,250 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 331 4,181 SH   SOLE   3,648 0 533
SCHLUMBERGER LTD COMMON STOCK 806857108 55 700 SH   OTR   700 0 0
SOUTHERN CO COMMON STOCK 842587107 32 600 SH   SOLE   600 0 0
SOUTHERN CO COMMON STOCK 842587107 198 3,700 SH   DFND   3,700 0 0
SOUTHERN CO COMMON STOCK 842587107 64 1,200 SH   OTR   1,200 0 0
SUMMIT FINL GROUP INC COMMON STOCK 86606G101 1,171 66,930 SH   OTR   66,930 0 0
3M CO COMMON STOCK 88579Y101 120 683 SH   SOLE   683 0 0
3M CO COMMON STOCK 88579Y101 1,458 8,326 SH   OTR   7,396 0 930
UNION PACIFIC COMMON STOCK 907818108 3,478 39,858 SH   SOLE   38,444 0 1,414
UNION PACIFIC COMMON STOCK 907818108 85 975 SH   OTR   275 0 700
UNITED BANKSHARES INC COMMON STOCK 909907107 27,778 740,556 SH   SOLE   738,556 0 2,000
UNITED BANKSHARES INC COMMON STOCK 909907107 328 8,750 SH   DFND   8,750 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 5,208 138,836 SH   OTR   132,985 0 5,851
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 4,281 39,745 SH   SOLE   38,611 0 1,134
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 95 882 SH   DFND   882 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 679 6,305 SH   OTR   6,115 0 190
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 417 4,070 SH   SOLE   4,070 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 75 727 SH   OTR   727 0 0
VANGUARD COMMON STOCK 921909768 1,457 32,750 SH   DFND   32,750 0 0
VANGUARD ETF-FIXED INCOM 921937819 2,263 25,700 SH   DFND   25,700 0 0
VANGUARD ETF-FIXED INCOM 921937827 982 12,117 SH   DFND   12,117 0 0
VANGUARD COMMON STOCK 922908553 497 5,603 SH   SOLE   5,603 0 0
VANGUARD COMMON STOCK 922908553 23 265 SH   OTR   0 0 265
VANGUARD COMMON STOCK 922908637 349 3,636 SH   SOLE   3,636 0 0
VANGUARD COMMON STOCK 922908751 315 2,725 SH   OTR   2,725 0 0
VANGUARD COMMON STOCK 922908769 4,202 39,214 SH   DFND   39,214 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 222 3,969 SH   SOLE   3,969 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 235 4,200 SH   DFND   4,200 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 143 2,558 SH   OTR   2,508 0 50
VISA INC COMMON STOCK 92826C839 260 3,499 SH   SOLE   3,140 0 359
VISA INC COMMON STOCK 92826C839 59 800 SH   OTR   0 0 800
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 2,479 69,452 SH   SOLE   67,148 0 2,304
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 30 854 SH   OTR   154 0 700